Getting a personal loan from Citi is fast, easy, and hassle-free. So now you can focus on what really matters, like the colour of your swim shorts for your dream vacation, or the details in your new house.
Major Advantages:High loan amount, Fast approvals
Points to Consider: It is a requirement to transfer your salary to apply
Minimum Salary Requirement: AED 10,000
Reducing Rate (as advertised): Starting from 8% p.a. (The rate is calculated on a reducing basis and varies between 8% to 15% depending on customer income and loan amount)
Flat Rate: 4.29% p.a. (as per 4 years calculation)
Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)
Maximum Finance Amount: AED 250,000
Islamic Finance: No
Maximum Term: 4 Years
Salary Transfer: Compulsory
Early Settlement Fees:1% of the outstanding amount
Salaried/Self Employed: Salaried Only
Salary transfer letter.
Last 3 months bank statements (with salary transfer).
Minimum (fixed) monthly salary of only AED 10,000.
Passport Copy / Emirates ID Copy.
6 months on the job or confirmed employment.
All info mentioned can change at any point of time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
Reducing rate is converted into Flat rate as per 4 years calculation.
Terms and conditions apply.
Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.
Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.
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