Getting a personal loan from Citi is fast, easy, and hassle-free. So now you can focus on what really matters, like the colour of your swim shorts for your dream vacation, or the details in your new house.
Major Advantages:High loan amount, Fast approvals
Points to Consider: It is a requirement to transfer your salary to apply
Minimum Salary Requirement: AED 8,000
Reducing Rate (as advertised): 6.99% p.a. (It can vary with the profile of the customer)
Flat Rate: 3.73% p.a. (as per 4 years calculation)
Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)
Maximum Finance Amount: AED 250,000
Islamic Finance: No
Maximum Term: 4 Years
Salary Transfer: Compulsory
Early Settlement Fees:1% of the outstanding amount
Salaried/Self Employed: Salaried Only
Salary transfer letter.
Last 3 months bank statements (with salary transfer).
Minimum (fixed) monthly salary of only AED 8,000.
Passport Copy / Emirates ID Copy.
6 months on the job or confirmed employment.
All info mentioned can change at any point of time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
Reducing rate is converted into Flat rate as per 4 years calculation.
And we will get back to you soon.
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