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Deem Personal Loan

Deem Personal Loan
Minimum Salary

5,000 AED

Flat Rate

9.01 %

Reducing Rate


Max. Term

4 Years

Salary Transfer


Islamic Finance



Chasing your dreams is now easier with Deem personal loans. So, breathe easy with affordable instalments that won’t hurt your pocket.

Major Advantages:  Attractive interest rates, Fast approvals, Simple and hassle-free documentation

Points to Consider: You should be a confirmed employee to apply for this finance



Minimum Salary Requirement: AED 5,000

Reducing Rate (as advertised): 15.99% p.a. to 34.99% (It can vary with the profile of the customer)

Flat Rate: 9.01% p.a. (as per 4 years calculation)

Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)

Islamic Finance: No

Maximum Term: 4 Years (5 Years for UAE Nationals)

Salary Transfer: No

Insurance: Deem Credit Life Plus is an embedded program which gives the customer benefits in case of Death and Permanent Total Disability. Enjoy exclusive benefits, requests handled on priority, 24-hour assistance and complimentary account statements.

Salaried/Self Employed:  Salaried Only

Documents Required
  • Passport copy & Visa copy
  • Emirates ID copy.
  • Last 3-6 months bank statements.
  • Recent payslips/ Income documents.
  • Proof of residence.  
Additional Info
  • All info mentioned can change at any point of time as per the discretion of the Deem Finance. Deem Finance will determine the eligibility. All info above is subject to change.
  • Reducing rate is converted into Flat rate as per 4 years calculation.
  • Terms and conditions apply.  
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