First Abu Dhabi Bank Personal Loan for Expats

  • Minimum Salary AED 7,000
  • Flat Rate
  • Reducing Rate 4.99%
  • Max. Term 4 Years
  • Salary Transfer Yes
  • Islamic Finance No


Be it a dream wedding, buying a home or achieving another life goal, with attractive interest rates and high loan amounts, meeting your personal financial requirements could not be easier.

Major Advantage: High finance amount



Major Benefit:

  • Flexible repayment terms
  • Minimum documentation
  • Fast track approvals


Minimum Salary Requirement: AED 7,000

Reducing Rate (as advertised): From 4.99% p.a. (depends on profile of the customer)

Flat Rate: From 2.64% fixed per year (calculated as per 4 years calculation)

Processing Fees: 1.05% of the finance amount (Min AED 525, Max AED 2,625)

Maximum Finance Amount: AED 2,000,000

Islamic Finance: No

Maximum Term: 48 Months

Salary Transfer: Compulsory

Early Settlement Fees: 1.05% of outstanding amount

Insurance: 1%  of the finance amount

Salaried/Self Employed: Only Salaried can apply

Documents Required

  • Salary transfer certificate in favor of FAB Bank.
  • Last 6 months salary bank statements.
  • Valid Passport, Visa and Emirates ID copy.
  • Proof of current liabilities as required by Bank.  

Additional Info

  • All info mentioned can change at any point of time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
  • Reducing rate is converted into Flat rate as per 4 years calculation.
  • Terms and conditions apply. 

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Jessica Anderson, Finance Specialist is ready to help you!