CBD Bank Personal Loan for Expats

  • Minimum Salary AED 10,000
  • Flat Rate
  • Reducing Rate 6.35%
  • Max. Term 4 Years
  • Salary Transfer Yes
  • Islamic Finance No


Big or small, get CBD personal loan to reach your goals. Realize a long-cherished dream, renovate your home or discover a country never seen before.

Major Advantage: High finance amount

Points to Consider: There is a processing fees


Major Feature: Earn 500 Attijari points for every loan amount of AED 100,000

Minimum Salary Requirement: AED 10,000

Reducing Rate (as advertised): 6.35% p.a. to 11.75% p.a. (depends on profile of the customer)

Flat Rate: 3.46% p.a. (calculated as per 4 years calculation)

Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)

Maximum Finance Amount: AED 750,000 (up to 20 times of salary)

Islamic Finance: No

Maximum Term: 48 months

Salary Transfer: Compulsory

Early Settlement Fees: 1% of outstanding amount

Insurance: Free of cost

Holiday Period:  Yes, deferment options available

Salaried/Self Employed:  Only salaried can apply

Documents Required

  • Salary transfer certificate in favor of CBD Bank.
  • Last 6 months salary bank statements.
  • Valid Passport, Visa and Emirates ID copy.
  • Proof of current liabilities as required by Bank.  

Additional Info

  • All info mentioned can change at any point of time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
  • Reducing rate is converted into Flat rate as per 4 years calculation.
  • Terms and conditions apply.

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Jessica Anderson, Finance Specialist is ready to help you!