Before deciding on a personal loan or home loan, first, you need to how much you can actually afford. Use C4B DBR Calculator to find out how much you can borrow.
ARE YOU ELIGIBLE TO TAKE MORE FINANCE?
CALCULATE YOUR DEBT BURDEN RATIO (DBR) TO DETERMINE.
Your debt burden ratio is very important factor which is used by UAE Banks to calculate your eligibility. As per UAE Central Bank Rule your DBR ratio cannot go more than 50%. You can only use half of your income to pay towards your debts. Banks do Credit bureau check before lending finance to the client. By Credit bureau check they determine your DBR ratio by checking your current liabilities.
Use our DBR calculator to determine your DBR ratio, if your DBR ratio is less than 50% than you are eligible to take finance. But to determine the exact eligibility you should consult with the Bank representative.