Getting a personal loan from Citi is fast, easy, and hassle-free, with no salary transfer required. So now you can focus on what really matters, like the colour of your swim shorts for your dream vacation, or the details in your new house.
Major Advantages: Fast approvals, No salary transfer required
Points to Consider: High rate of interest
Minimum Salary Requirement: AED 8,000
Reducing Rate (as advertised): Starting from 14% p.a. (The rate is calculated on a reducing basis and varies between 14% to 30% depending on customer income and loan amount)
Flat Rate: 7.80% p.a. (as per 4 years calculation)
Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)
Maximum Finance Amount: AED 175,000(Up to 8 times of your Salary)
Islamic Finance: No
Maximum Term: 4 Years
Salary Transfer: Not Required
Early Settlement Fees:1% of the outstanding amount
Salaried/Self Employed: Salaried Only
Current dated Salary Certificate (3 months on current job).
Last three months bank statements (with salary transfer).
Minimum (fixed) monthly salary of only AED 8,000.
Passport copy / Emirates ID Copy.
Direct Debit Form.
All info mentioned can change at any point of time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
Reducing rate is converted into Flat rate as per 4 years calculation.
Terms and conditions apply.
Terms and Conditions
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hereby acknowledge and agree to allow Citi to share my details with any UAE credit bureau and make
enquiries about me with any UAE credit bureau at its sole and absolute discretion.
By inquiring about Citi services, offers or products, I authorize Citi representatives to approach me on my
contact details including my telephone/mobile number for any product or service offered by Citi anytime
within 12 month period from the time of this acknowledgment. I hereby represent and warrant that the
information provided herein is true, accurate, and complete and that I agree to remain responsible for and
to indemnify Citi from and against any losses, claims and/or liabilities incurred by Citi as a result of having
relied on such information. Citi is not required to verify the information provided by me and neither is the
bank obliged to provide me with any loans or credit facilities based on the provided information.
And we will get back to you soon.
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