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CBD Bank Absher Personal Finance for UAE Nationals

CBD Bank Absher Personal Finance for UAE Nationals
Minimum Salary

8,000 AED

Flat Rate

3 %

Reducing Rate


Max. Term

4 Years

Salary Transfer


Islamic Finance



Reach your goals Personal Finance

Save up to AED 20,000 on a 2 million Personal Finance and benefit from attractive profit rates.

Major Advantage: High finance amount

Points to Consider: There is a processing fees, For UAE Nationals only


Major Feature: Earn 500 Attijari points for every finance amount of AED 100,000

Minimum Salary Requirement: AED 8,000

Reducing Rate (as advertised): 5.50% p.a. to 11% p.a. (depends on profile of the customer)

Flat Rate: 3% p.a. (calculated as per 4 years calculation)

Processing Fees: 1% of the finance amount (Min AED 500, Max AED 2,500)

Maximum Finance Amount: AED 2,500,000 (up to 20 times of salary)

Islamic Finance: Yes

Maximum Term: 48 months

Salary Transfer: Compulsory

Early Settlement Fees: 1% of outstanding amount

Takaful: Free of cost

Holiday Period:  Yes, deferment options available

Salaried/Self Employed:  Only salaried can apply

Documents Required
  • Salary transfer certificate in favor of CBD Bank.
  • Last 6 months salary bank statements.
  • Valid Passport, Visa and Emirates ID copy.
  • Proof of current liabilities as required by Bank.
Additional Info
  • All info mentioned can change at any point in time as per the discretion of the bank. The bank will determine eligibility. All info above is subject to change.
  • Reducing rate is converted into Flat rate as per 4 years calculation.
  • Terms and conditions apply. 
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