RAKBANK Titanium Credit Card

  • Minimum Salary AED 8,000
  • Salary Transfer No
  • Islamic No
  • Cashback Yes
  • Annual Fee 0
  • Rate
    2.95%

Description

The RAKBANK Titanium Credit Card offers a host of privileges and benefits unparalleled and unmatched by any other Credit Card 

Main Benefit: No Annual Fees, Cashback on Supermarkets,Discount on holidays, hotels, and retail

Point to Consider: Balance transfer fee applicable

Features

Main Features:   

Cashback:

  • 5% Cashback on Supermarkets & Dining spends worldwide
  • Up to 50% Cashback on Cinemas

 

Min Monthly Spend (AED)

Monthly Cashback Monthly Cashback on Cinemas
AED 5000 5% 50%
Maximum Monthly Cashback Cap AED 150 AED 70

 

If cashback exceed the monthly maximum cap, then Standard Cashback rate will be applied on excess spend amount.

 

Standard Cashback:

Monthly Spend- Domestic & International (AED) Monthly Standard Cashback
1- 14,999 1%
15,000 & Above 2%
Maximum monthly cashback cap AED 1500**

 

*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.25% Cashback for every AED 1 spent.

** This includes the Cashback earned on supermarket, dining and cinema spends.

 

Financial Features:

Annual Fees: Free for Life

Minimum Salary Requirement: AED 8,000

Retail Interest Rate:  2.95% will be charged on the outstanding amount on monthly basis after 55 days interest free period

Foreign Currency Transactions Rate: 

  • 1.5% per month; Applicable on oversees transactions only
  • Monthly one free remittance to India, Nepal, Philippines, Sri Lanka or Pakistan through credit card via RAKMoney Transfer

 

Balance Transfer Fees: 1.5% of the balance transferred

Repayment Period: 25 Days from statement date

Purchase Protection: Free purchase protection

Other Financial Features:

  • 0% Easy payment plans facility
  • RAKMoney Transfer facility

 

Travel Benefits:

Airport Lounge Access: Unlimited complimentary access to over 10 VIP lounges in Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports. 

Travel Insurance: Free travel accident insurance

Meet & Greet Service: No

 

Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKBANK Cards

Golf Benefits: No

Other Benefits:

  • 20% discount on three monthly Careem rides

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to RAKBANK.
  • 3-month Salary bank statements. 

Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

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