CITI Cashback Card

  • Minimum Salary AED 8,000
  • Salary Transfer No
  • Islamic No
  • Cashback Yes
  • Annual Fee 0
  • Rate


The Citi Cashback Credit Card - unlimited, automatic cashback on all spend, giving customers 3% cashback on international spend, 2% cashback on grocery spend and 1% cashback on all other spend. The most comprehensive cashback rates offered in a single credit card in the UAE with no cashback earn caps, no minimum spend and no redemption process.  





Main Feature:

Cashback: Unlimited, Automatic Cashback with no minimum spend.

  • 3% on International Spend
  • 2% on Grocery / Supermarket Spend
  • 1% on all other spend


Cashback has never been clearer. Cashback earned is credited automatically every month.

No cashback earn caps and no minimum spend hurdles to qualify for cashback.


Financial Features:

Annual Fees: Free

  • No annual fee in year 1
  • From year 2 the card is free unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300* applies


Minimum Salary Requirement: AED 8,000

Retail Interest Rate: 3.25% will be charged on the outstanding amount on monthly basis after 52 days interest free period

Foreign Currency Transactions Rate: 2.99% per month; Applicable on overseas transactions only

Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.

Repayment Period: 22 Days from statement date

Purchase Protection: No

Other Benefits:

  • Quick Cash: instant cash loan at a click of a button
  • PayLite: turn any big purchases into small payments


Travel Benefits:

Airport Lounge Access: Unlimited complimentary access to 1000+ airport lounges worldwide for primary and supplementary cardholders

Travel Medical Insurance: Complimentary Travel Insurance

Miles Program:  No, this card does not have a rewards program.


Leisure and Entertainment Benefits:

Cinema Offer: No

Dining Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries

Golf Benefits: No

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements.

Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change. 

*5% VAT applicable over and above the annual fee.

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