Cashback: Unlimited, Automatic Cashback with no minimum spend.
- 3% on International Spend
- 2% on Grocery / Supermarket Spend
- 1% on all other spend
Cashback has never been clearer. Cashback earned is credited automatically every month.
No cashback earn caps and no minimum spend hurdles to qualify for cashback.
Annual Fees: Free
- No annual fee in year 1
- From year 2 the card is free unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300* applies
Minimum Salary Requirement: AED 8,000
Retail Interest Rate: 3.25% will be charged on the outstanding amount on monthly basis after 51 days interest free period
Foreign Currency Transactions Rate: 2.99% per month; Applicable on overseas transactions only
Balance Transfer Fees: The balance transfer fee is 2% of the balance transferred or AED 200 whichever is less
Repayment Period: 21 Days from statement date
Purchase Protection: No
Airport Lounge Access: Unlimited complimentary access to 1000+ airport lounges worldwide for primary and supplementary cardholders
Travel Medical Insurance: Complimentary Travel Insurance
Miles Program: No, this card does not have a rewards program.
Leisure and Entertainment Benefits:
Cinema Offer: No
Dining Privileges: Enjoy up to 20% discount at over 400+ dining outlets in UAE
Golf Benefits: No