Cashback: Unlimited, Automatic Cashback with no minimum spend.
- 3% on International Spend
- 2% on Grocery / Supermarket Spend
- 1% on all other spend
Cashback has never been clearer. Cashback earned is credited automatically every month.
No cashback earn caps and no minimum spend hurdles to qualify for cashback.
Annual Fees: Free
- No annual fee in year 1
- From year 2 the card is free unless a minimum annual spend of AED 9,000 is not met, in which case an annual fee of AED 300* applies
Minimum Salary Requirement: AED 8,000
Retail Interest Rate: 3.25% will be charged on the outstanding amount on monthly basis after 52 days interest free period
Foreign Currency Transactions Rate: 2.99% per month; Applicable on overseas transactions only
Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.
Repayment Period: 22 Days from statement date
Purchase Protection: No
- Quick Cash: instant cash loan at a click of a button
- PayLite: turn any big purchases into small payments
Airport Lounge Access: Unlimited complimentary access to 1000+ airport lounges worldwide for primary and supplementary cardholders
Travel Medical Insurance: Complimentary Travel Insurance
Miles Program: No, this card does not have a rewards program.
Leisure and Entertainment Benefits:
Cinema Offer: No
Dining Privileges: Enjoy travel, dining and entertainment discounts locally and across 95 countries
Golf Benefits: No