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Mashreq Bank Platinum Elite Credit Card

Minimum Salary

7,000 AED

Salary Transfer

No

Islamic

No

Cashback

Yes

Annual Fee

650

Rate

3.69%

Description

Welcome to the world of Platinum Elite Credit Card

Main Benefit:  AED 1,500 Cashback welcome offer, Airport lounge access, Movie offers, Salaam Points

Features

Limited Time Welcome Offer:

AED 1,500 Welcome Bonus: Minimum retail spend of AED 4,500 required in the first 2 months

 

Salaam Points:

  • 5 Salaam point on every AED international spend.
  • Earn 3 Salaam Points per Dirham spent on dining (including online orders and takeaways) and on supermarket shopping in AED currency.
  • Earn 1 Salaam Point per Dirham spent locally elsewhere.
  • Redeem Salaam point at over 2,000 merchant outlets in UAE or for Skywards Miles. 

 

20% Cashback at your favourite merchants the first 6 months:

Noon Talabat Zomato
Netflix Du Etisalat
iTunes Dubainow  

 

  • Max AED 50 per merchant per month

 

Financial Features:

Annual Fees: AED 650

Minimum Salary Requirement: AED 7,000

Retail Interest Rate: 3.69% (3.3) will be charged on the outstanding amount on monthly basis after 55 days interest free period

Foreign Currency Transactions Rate:  2.79% per month; Applicable on oversees transactions only

Balance Transfer: Balance transfer fee is 1.39% of the balance transferred

Purchase Protection: No

 

Travel Benefits:

Airport Lounge Access: 8 Free* lounge visits to 700+ airport lounges worldwide

Airport Pick Up & Drop Off Service: Chauffeured complimentary airport pick-up or drop off service 3 times a year

 

Leisure and Entertainment Benefits:

Movie Tickets: 50% discounts on movie tickets

Dining Privileges: Up to 25% discount when you dine at any of over 3000+ Mashreq Flavors participating local and international restaurants

Other Features: 8 complimentary* visits per billing cycle to Fitness First

Documents Required
  • Bank Statement(s) from the bank account where you receive your salary.
  • Pay Slips / Salary Certificate from your employer.
  • Emirates ID.
  • Copy of Passport with Residence Visa. 
Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

Legal disclaimer: Mashreq Bank Terms & Conditions apply. 

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About Mashreq Bank

Mashreq Bank is one of the UAE's oldest and most innovative financial institutions, with over 50 years of operation. As a digital pioneer in the region, Mashreq combines traditional banking strength with cutting-edge digital solutions through platforms like NeoBiz for businesses and Neo for personal banking.

Why Choose Mashreq?

 

Mashreq offers the perfect balance of digital convenience and established banking credibility. You get 100% online banking capabilities while having access to physical branches, a full range of financial products, and the security of banking with a UAE institution with decades of experience.

Key Features

 

  • Digital-first banking with branch access when needed

  • Comprehensive business banking ecosystem

  • Advanced online and mobile banking platforms

  • Strong international banking capabilities

  • Regulated by the Central Bank of the UAE


Digital Innovation Leader

Mashreq has consistently led digital banking innovation in the UAE, being the first to launch many digital services. Their NeoBiz platform represents their commitment to providing businesses with modern, efficient banking tools while maintaining the reliability of traditional banking infrastructure.

Customer Support & Availability

 

Mashreq offers multiple support channels including 24/7 digital banking, branch banking Sunday to Thursday (8 AM to 3 PM), and phone support. NeoBiz customers receive dedicated relationship management for business queries.

Security & Regulation

 

As one of the UAE's largest and longest-established banks, Mashreq operates under strict Central Bank supervision. The bank employs multi-layered security protocols, advanced fraud detection systems, and is known for its robust financial stability and compliance standards.