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Najm Platinum Cashback Credit Card

Najm Platinum Cashback Credit Card
Minimum Salary

7,000 AED

Salary Transfer






Annual Fee





Spend Everywhere and Maximize your savings at Carrefour and live the platinum life with Najm Platinum Cashback Credit Card.

Main Benefit: Free for Life, Discounts in Carrefour

Point to Consider: No Miles with this card


Main Features:

  • Exclusive offers and dedicated checkout counters at Carrefour
  • Monthly cashback savings up to AED 200


Financial Features:

Annual Fees: Free for Life

Minimum Salary Requirement: AED 7,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 55 days interest free period. The rate varies between 3.25% to 3.69%.

Minimum Monthly Payment: Minimum payment of 5% or 100 AED whichever is higher

Foreign Currency Transactions Rate: 3% per month, Applicable on oversees transactions only

Balance Transfer Fees: Yes, transfer your balances to Najm Platinum Cashback Credit Card and get preferential rates for 6, 9 or 12 months

Repayment Period: 25 Days from statement date

Purchase Protection: Purchase protection & extended warranty available


  • 3% Cashback every Tuesday at Carrefour
  • 1.5% Cashback every day at Carrefour. Save up to AED 200 every month*
  • 0.5% Cashback everywhere Visa is accepted


*Enjoy your cashback on a minimum spend of AED 2000 on a billing cycle.


Travel Benefits:

Airport Lounge Access: No

Travel Insurance: No

Meet & Greet Service: No

Other Travel Benefits:

  • Over 175,000 Expedia hotels with 9% exclusive discount at


Leisure and Entertainment Benefits:

Movie Tickets: Buy 1 Get 1 free on Vox cinema popcorn

Dining Privileges: 30% discount on dining, entertainment and travel from 450 partner merchants

Golf Benefits: Yes

Documents Required
  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • 3-month Salary bank statements.
  • 3-month salary slips. 
Additional Info
  • All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility.
  • All info above are subject to change. 
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