The new Citi Simplicity Credit Card is designed to be easy to use. Instead of multiple fees and penalties on your credit card, Citi Simplicity gives you peace of mind. If you miss a payment date, there are no late fees. If you choose to withdraw cash using your Citi Simplicity Credit Card, there will be no cash advance fees.
Minimum Salary Requirement:AED 5,000
Retail Interest Rate: 3.50% will be charged on the outstanding amount on monthly basis after 52 days interest-free period
Foreign Currency Transactions Rate: 2.99% per month; Applicable to oversees transactions only
Balance Transfer Fees:Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.
Repayment Period: 22 Days from statement date
Purchase Protection: Yes
No Annual Membership Fee - Ever
No Late Fee - Ever
No Cash Advance Fee - Ever
No Over Limit Fee - Ever
Airport Lounge Access: Access to selected airport lounges in the Middle East
Travel Medical Insurance: Complimentary Travel Insurance and Purchase Protection
Miles Program: No
Leisure and Entertainment benefits:
Dining Privileges:Over 500 dining & entertainment discounts
Hundreds of buy 1 get 1 offers across hotels, dining, spas, leisure & entertainment in cities throughout the Middle East & Africa with the Buy 1 Get 1 app from MasterCard
Valid Passport & Visa Copy.
Emirates ID copy.
Salary Certificate addressed to Citibank.
3-month Salary bank statements.
All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
Terms and Conditions
A. Credit Bureau Consent & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and
make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the
Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without
prior notice and are available upon request. For the current Terms and Conditions, please visit our
website www.citibank.ae . All offers are made available on a best-effort basis and at the sole discretion of
Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect
to the products and services provided by partners/other entities. By inquiring about our services, offers or
products, you will be authorizing our representatives to approach you on your contact details including
your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be
bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae . The
applicant hereby represents and warrants that the information provided herein is true, accurate, and
complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and
against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such
information. Citibank, N.A. is not required to verify the information provided by the applicant and neither
is the bank obliged to provide the applicant with any loans or credit facilities based on the provided
information. The products and services mentioned on this website are not offered to individuals resident
in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino,
Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation
or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
And we will get back to you soon.
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