The Citi Simplicity Credit Card has No annual fee, late payment fee, cash advance fee or overlimit fee, ever.
It is designed to be easy to use taking into account your basic lending requirements. Simpler terms, no hassle.
Annual Fees: Free
Minimum Salary Requirement: AED 5,000
Retail Interest Rate: 3.50% will be charged on the outstanding amount on monthly basis after 52 days interest-free period
Foreign Currency Transactions Rate: 2.99% per month; Applicable to oversees transactions only
Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.
Repayment Period: 22 Days from statement date
Purchase Protection: Yes
Airport Lounge Access: Access to select airport lounges across the Middle East with MasterCard Travel Pass app
Travel Medical Insurance: Complimentary Travel Insurance and Purchase Protection
Miles Program: No
Leisure and Entertainment benefits:
Dining Privileges: Over 500 dining & entertainment discounts
All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.