ADIB Value Card

  • Minimum Salary AED 5,000
  • Salary Transfer No
  • Islamic Yes
  • Cashback No
  • Annual Fee 0
  • Rate
    3.09%

Description

Get rewarded for your local and international spend. Earn a host of benefits like free airline tickets, shopping mall vouchers and up to 25% discount on select dining outlets across the UAE and much more! 

Major Benefit: Up to 25% discount on dining, get rewards on your domestic & international spends

Points to Consider: Salary requirement is high for non-salary transfer customers

Features

Financial Features:

Annual Fees: AED 0

Minimum Salary Requirement: 

  • For salary transfer customer: AED 5,000
  • For non- salary transfer customer: AED 8,000

 

Retail Interest Rate:  From 3.09% will be charged on the outstanding amount on monthly basis up to 55 days interest free period

Foreign Currency Transactions Rate:  3.1% per transaction; Applicable on oversees transactions only

Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months

Repayment Period: Up to 25 days Grace Period

Purchase Protection: Yes, credit shield and extended warranty also available

 

Travel Benefits:

Airport Lounge Access: No

Travel Medical Insurance: Multi-trip travel cover that includes medical, personal and travel inconvenience covers

Air Miles: No

Other Travel Benefits: ADIB Reward Points can be redeemed for airline tickets.

 

Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: Enjoy up to 25% discount on dining across the UAE

Golf Benefits: No

Other Benefits:

  • Earn 1 reward point for 1 AED on domestic spend & 2 reward points for every 1 AED on international spend
  • Redeem reward points for flight tickets or shopping mall vouchers
  • Redeem 10,000 points for AED 50 and 100,000 points for AED 1000

Documents Required

  • Original and copy of valid Passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old)

Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

*Terms & Conditions apply

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