ADIB Value Card
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Get rewarded for your local and international spend. Earn a host of benefits like free airline tickets, shopping mall vouchers and up to 25% discount on select dining outlets across the UAE and much more!
Major Benefit: Up to 25% discount on dining, get rewards on your domestic & international spends
Points to Consider: Salary requirement is high for non-salary transfer customers
Financial Features:
Annual Fees: AED 0
Minimum Salary Requirement:
Retail Interest Rate: From 3.09% will be charged on the outstanding amount on monthly basis up to 55 days interest free period
Foreign Currency Transactions Rate: 3.1% per transaction; Applicable on oversees transactions only
Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months
Repayment Period: Up to 25 days Grace Period
Purchase Protection: Yes, credit shield and extended warranty also available
Travel Benefits:
Airport Lounge Access: No
Travel Medical Insurance: Multi-trip travel cover that includes medical, personal and travel inconvenience covers
Air Miles: No
Other Travel Benefits: ADIB Reward Points can be redeemed for airline tickets.
Leisure and Entertainment benefits:
Movie Tickets: No
Dining Privileges: Enjoy up to 25% discount on dining across the UAE
Golf Benefits: No
Other Benefits:
All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
*Terms & Conditions apply
