The ADIB Spice Card has the best and the most flexible rewards program to best suit your needs!
Major Benefit: Up to 9% cashback on your spends
Points to Consider: There is an annual fee
Convert your jewelry purchases into easy monthly installments of up to 6 months at 0% profit rate at participating outlets*
Cashback: MInimum AED 3,000 in a month (locally & internationally) and enjoy
Maximum cashback of AED 50 on utility payments, AED 200 on restaurant spends, AED 50 on fuel and AED 100 on grocery spends can be earned.
Annual Fees: AED 199
Minimum Salary Requirement:
Retail Interest Rate: From 3.09% will be charged on the outstanding amount on monthly basis after 55 days interest free period
Foreign Currency Transactions Rate: 3.1% per transaction; Applicable on oversees transactions only
Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months
Repayment Period: Up to 55 days
Purchase Protection: No
Cashback: Get up to 9% cashback on your spends
Other Features: ADIB Easy Pay Plan option with selected merchants
Airport Lounge Access: Access to airport lounges across the GCC/MENA region
Travel Medical Insurance: No
Air Miles: No
Other Travel Benefits: ADIB Reward Points can be redeemed for airline tickets
Leisure and Entertainment benefits:
Movie Tickets: No
Golf Benefits: No
All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
*Terms & Conditions apply