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ADIB Etisalat Visa Platinum Card

ADIB Etisalat Visa Platinum Card
Minimum Salary

5,000 AED

Salary Transfer






Annual Fee





Earn Etisalat Smile points when you spend and enjoy free 13 minutes of UAE talk time with every AED 100 spent, with Etisalat Platinum Cards from ADIB.

Major Benefit: Free talk time by earning Etisalat Reward points for retail spend

Points to Consider: The Balance Transfer fee applicable


Main Benefits:

  • Get 4 points for every AED 1 spent up to a maximum of 100,000 points per month.
  • For every AED 100 spent you get 13 minutes worth of free talk time from Etisalat when redeemed.


Etisalat Reward Points:

  • Get 70,000 sign up Etisalat Reward points equivalent to more than 38 hours of UAE talk time
  • Get 4 Etisalat Reward points for every dirham spent on the card
  • You can redeem your Etisalat Reward points for payment of your Etisalat services


Financial Features:

Annual Fees: AED 999

Minimum Salary Requirement: 

  • For salary transfer customers: AED 5,000
  • For non-salary transfer customers: AED 10,000


Retail Interest Rate:  From 2.99% for salary transfer clients and 3.09% for non-salary transfer clients will be charged on the outstanding amount on monthly basis up to 55 days interest free period

Foreign Currency Transactions Rate: 3% per transaction; Applicable on oversees transactions only

Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months

Repayment Period: Up to 55 days

Purchase Protection: No


Travel Benefits:

Airport Lounge Access: Access to Airport Lounges worldwide via Veloce Lounge

Travel Medical Insurance: No

Air Miles: Yes


Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: No

Golf Benefits: No

Valet Parking: Valet parking at select locations in the UAE

Documents Required
  • Original and copy of valid Passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old) 
Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

*Terms & Conditions apply 

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