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ADIB Etihad Gold Card

ADIB Etihad Gold Card
Minimum Salary

5,000 AED

Salary Transfer






Annual Fee





Earn a welcome bonus of 35,000 Etihad Guest Miles – one of the highest rewarding travel cards in the region! Earn up to 1.5 Etihad Guest Miles for every AED 4 spent and travel anywhere with Etihad Airways.

Major Benefit: Travel card with free companion ticket if spend over AED 150,000 a year

Points to Consider: There is an annual fee


Main Features:

  • Fast track access to Etihad Guest Silver Tier
  • Free companion ticket when you spend over AED 150,000 per year


Etihad Guest Miles

  • Earn up to 1.5 Etihad Guest Miles for every AED 4 equivalent spent internationally
  • Up to 1 Etihad Guest Miles for every AED 4 equivalent spent locally.
  • You also get 35,000 Etihad Guest Miles when you sign up for the card. Redeem points for flights with Etihad Airways


Financial Features:

Annual Fees: AED 1000

Minimum Salary Requirement: 

  • For salary transfer customers: AED 5,000
  • For non-salary transfer customers: AED 10,000


Retail Interest Rate: From 2.99% for salary transfer clients and 3.09% for non-salary transfer clients will be charged on the outstanding amount on monthly basis up to 55 days interest free period

Foreign Currency Transactions Rate: 3% per transaction; Applicable on oversees transactions only

Balance Transfer Fees: A Balance transfer fee of 3% or AED 300 will apply; No profit for the first 12 months

Repayment Period: Up to 55 days

Purchase Protection: No


Travel Benefits:

Airport Lounge Access: Free lounge access for Global Airport Lounges (2 times per year)

Meet & Greet Service: Yes, at Dubai and Abu Dhabi Airports

Travel Medical Insurance: No

Air Miles: No

Roadside Assistance: 24/7 emergency roadside assistance


Leisure and Entertainment benefits:

Movie Tickets: No

Dining Privileges: No

Golf Benefits: No

Documents Required
  • Original and copy of valid Passport
  • Original and copy of valid Emirates ID
  • Bank account statement (last 3 months)
  • Salary certificate from current employer (not more than 30 days old) 
Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

*Terms & Conditions apply 

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