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United Arab Bank Auto Loan

United Arab Bank Auto Loan
Minimum Salary

7,500 AED

Flat Rate

2.99 %

Reducing Rate


Max. Term

5 Years

Salary Transfer


Islamic Finance



United Arab Bank’s auto loan gets you the car of your dreams with minimum formalities and flexible repayment periods as quickly and conveniently as possible.

Major Advantage: Low Salary Requirement, High Loan Amount

Points to Consider: There is down payment required 


Interest Rate: 2.99% flat rate p.a.

Processing Fees: 1% of finance amount

Minimum Salary Requirement: AED 7,500

Down Payment Required: 20%

Repayment Period: 5 Years

Early Settlement Fees: 1% of outstanding amount

Islamic Finance: Yes and Conventional also available

Salary Transfer Required: No

Maximum Finance Amount: AED 500,000

Holiday Period: Not available

Documents Required
  • Valid passport, Resident Visa and Emirates ID Copy (For both salaried and self-employed).
  • Latest 3 months salary bank statement.
  • Salary Certificate/ Salary Transfer letter (For salaried).
  • Quotation from Dealer/ Valuation report from approved Valuator.
  • Applicant should be 21 years and above.
  • Any other document as required by United Arab Bank policy.   
Additional Info
  • All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.
  • Flat rate is converted into reducing rate as per 5 years calculation.
  • Terms and conditions apply. 
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