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The perfect starting point for UAE startups, freelancers, and SMEs. Get a fully digital business account with essential tools and a predictable monthly fee—no hidden costs.
Best For: Startups, freelancers, and small businesses needing a simple, digital-first account to manage day-to-day finances.
Monthly Fee: AED 99 (excl. VAT)
Free Card: 1 Wio Business Debit Card
Transaction Limit: 500/month
Minimum Balance: AED 0
Cash Deposits: Available via partners (fees apply)
Account Opening: Fully digital
Core Features: Business Spaces, invoice tool, payment links, multi-user access
This plan carries a fixed monthly fee. Cash deposits through partner networks incur additional charges.
Complete the form and a specialist will contact you with details.
Valid UAE Trade License
Passport copies and valid UAE Residence Visa for company owner(s)/signatory(ies)
Emirates ID copies
Proof of registered company address
Wio Bank PJSC is a fully digital bank in the UAE, built from the ground up for businesses and professionals. Licensed by the Central Bank of the UAE, Wio provides smart, transparent, and 100% digital financial services designed to simplify operations and support growth.
Wio eliminates traditional banking complexity with a seamless digital experience. From instant online account opening to powerful built-in financial tools, we help UAE businesses save time, reduce costs, and make smarter decisions.
Our customer support team is available Sunday to Thursday, 9:00 AM to 6:00 PM (UAE Time). You have 24/7 access to your account and transactions through the secure Wio app. Contact us via in-app chat, email, or request a callback.
Wio Bank operates under the full supervision of the Central Bank of the UAE. We employ bank-grade security, including encryption, secure login protocols, and continuous monitoring to ensure the highest level of safety for your funds and data.