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Wio Business Essential Plan

Minimum Balance AED

0

Currency

AED, USD &
5 more

Annual Return

0%

Features

Free Cheque book, Free Credit/Debit Card &
1 more

Description

The perfect starting point for UAE startups, freelancers, and SMEs. Get a fully digital business account with essential tools and a predictable monthly fee—no hidden costs.

Best For: Startups, freelancers, and small businesses needing a simple, digital-first account to manage day-to-day finances.

Features

 

Key Benefits At A Glance

 

  • Simple flat fee – AED 99 per month, no surprises
  • 1 free business debit card – Make payments easily
  • 500 transactions/month – Handle your core business volume
  • Zero minimum balance – No lock-in or hidden requirements
  • 100% online setup – Open your account in minutes
  • Smart app features – Create invoices & payment links

 

Plan Details

 

  • Monthly Fee: AED 99 (excl. VAT)

  • Free Card: 1 Wio Business Debit Card

  • Transaction Limit: 500/month

  • Minimum Balance: AED 0

  • Cash Deposits: Available via partners (fees apply)

  • Account Opening: Fully digital

  • Core Features: Business Spaces, invoice tool, payment links, multi-user access

 

Keep In Mind

 

This plan carries a fixed monthly fee. Cash deposits through partner networks incur additional charges.

 

Ready to Get Started?

 

Complete the form and a specialist will contact you with details.

 

Documents Required
  • Valid UAE Trade License

  • Passport copies and valid UAE Residence Visa for company owner(s)/signatory(ies)

  • Emirates ID copies

  • Proof of registered company address

Additional Info
Apply and Request Call Back
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About Wio Bank

Wio Bank PJSC is a fully digital bank in the UAE, built from the ground up for businesses and professionals. Licensed by the Central Bank of the UAE, Wio provides smart, transparent, and 100% digital financial services designed to simplify operations and support growth.

Why Choose Wio?

Wio eliminates traditional banking complexity with a seamless digital experience. From instant online account opening to powerful built-in financial tools, we help UAE businesses save time, reduce costs, and make smarter decisions.

Key Features

  • 100% digital onboarding & management
  • Business accounts with no minimum balance
  • Multi-card expense management for teams
  • Advanced analytics and real-time insights
  • Regulated by the Central Bank of the UAE

Customer Support & Availability

Our customer support team is available Sunday to Thursday, 9:00 AM to 6:00 PM (UAE Time). You have 24/7 access to your account and transactions through the secure Wio app. Contact us via in-app chat, email, or request a callback.

Security & Regulation

Wio Bank operates under the full supervision of the Central Bank of the UAE. We employ bank-grade security, including encryption, secure login protocols, and continuous monitoring to ensure the highest level of safety for your funds and data.