Best Credit Cards For Utility Bills in UAE – january 2023


Credit cards are considered the best way to handle your monthly utility bills in the UAE. Facing a bill for a big amount that you have to pay in one go?

Don’t worry, it’s time for you to utilize the best credit cards that give you cashback on your utility bills.

There are many credit cards in the UAE that offer attractive cashbacks on your utility bills as well as other facilities. Let’s have a look at the best of them.

Best Credit Card for Paying Electricity Retailer

Electricity is the one thing that keeps our homes and businesses lit up. The electricity supply industry is a big one. In the UAE alone, there are more than 20,000 electricity providers.

If you’re looking for a better credit card to use for paying your bills, you’ve come to the right place! We’ve compared loads of cards to find the best credit cards for paying your electricity bills.

We’ve ranked them based on their cash back rates and other rewards programs, so you know you’re getting the best deal!

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

6%* cashback on your everyday spend

6%* cashback from Netflix

No minimum spend.

Apply Now
  • 0% interest on 3-month EasyPay and 100% cashback on fees. Earn Rewards Points on your instalments
  • 6%* cashback on you
  • Everyday spend at your favorite merchants across fast food dining, coffee and toast, digital subscriptions and on your daily commute (Bus/MRT). No minimum spend requirement.
  • Enjoy dining and shopping discount privileges at over 3,000 outlets in Asia with Standard Chartered’s The Good Life benefits program
  • All other eligible spends will earn 0.5% cashback

HSBC Advance Credit Card

 HSBC Advance Credit Card

1.5%  Cash Back

3.5% Bonus Cash Back

Wireless Payment

  • Receive up to S$200 cashback and a chance to play the Sure-Win Hong Bao game to win prizes like the OSIM massage chair, Dyson fan, shopping vouchers and more! T&Cs apply

  • First year annual fee waiver

  • Enjoy 2.5% cashback on all local and overseas spend with S$2,000 minimum spend

  • Enjoy 3.5% cashback on all local and overseas spend and perpetual annual fee waiver when you’re a HSBC Everyday Global Account customer as well

  • Use your card as an EZ-Link card by activating the card via SimplyGo. Bus and MRT fares will be charged directly to your statement, so there’s no need for auto top-up arrangements.

Citi Cash Back Credit Card


5% Cash back on telephone & utility bill payments

0.5% Cash back on all other spends

Automatic redemption

Apply Now
  • Dining Privileges
  • Save up to 20% on dining across participating restaurants with Citi cards.
  • To find a Citibank partner restaurant near you
  • Shopping Privileges
  • Enjoy EMI options on online travel booking and shopping, and at over 2,000 stores. To know more

Read More:Citibank Credit Cards in UAE-Compare4Benefit

FAB Infinite Credit Card

Up to 5 FAB Rewards for every AED 1 you spend

Cashback on paying your utility bills

Apply Now
  • Earn up to 5 FAB Rewards for every AED 1 you spend
  • Access to over 1,000+ Airport Lounges in more than 300 cities all around the world for you and a guest
  • Complimentary multi-trip travel insurance

Read More: Cashback vs Air Miles vs Rewards Credit Cards in UAE

RAKBANK RED Mastercard Credit Card


Free for Life

Dining Discounts

Special Discounts

Apply Now
  • No Annual Fee
  • Finance Charges
  • Supplementary Card
  • Interest-Free Credit
  • Cash Advance
  • Minimum Payment

The Emirates Skywards DIB Platinum Credit Card

Emirates Islamic Skywards Signature Credit Card

0.15 Mile per AED supermarkets, utilities

Balance transfer facility

Bonus Skywards Miles

Apply Now
  • 5,000 bonus Miles on card activation
  • 0.15 Mile per AED spend on groceries & utilities
  • 0% Easy Payment Plan when you purchase Emirates tickets to any destination on
  • Balance transfer facility
  • Medical and Legal Referral

Do remember to do your due diligence as different cards would come with different terms and conditions.

Also, make sure that you pay your fees on time!


Please enter your comment!
Please enter your name here