Accidents can happen anytime, and therefore they have the right name derived. Auto Insurance is mandatory for every vehicle owner to protect their vehicle and their well beings, the rates of these auto insurance depends on various factors namely the driving experience, the age of the driver and much more.
We have seen all these information in previous articles, today we will know few tips for avoiding the most common problems occurring with the Auto Insurance claims.
Rear End Crash
The Rear End crash type of accidents are caused mostly when the drivers lack concentration in their driving, this can be easily avoided if the driver is focussed only on driving rather than some other disturbances like using a mobile phone, changing songs during driving, speaking to someone without checking out the vehicles forward or backward, etc.
CDC Statistics has proved that more than 1160 people are getting injured and eight-plus persons are killed every day due to the distractions occurred when driving.
NHTSA (National Highway Traffic Safety Administration) has shared a pivotal point in 2015 that to avoid this type of crash, the top-most auto manufacturer has come up with an automatic braking technology, which will help the driver to focus on the road and driving without being distracted from any other activities.
Windshield cracks and chips claims are also considered to be the most common problem in the list, and many drivers think that this damage cannot be avoided, but you can do it with simple steps.
I agree that you can’t make any pebbles or rocks to be idle on the road or ground, but you can take specific steps to avoid these damage to take place. Most of the cracks and chips are developed from the Snow renewal equipment, rocks thrown due to air by trucks and other debris from the ground.
You can make sure that you are maintaining the distance between these trucks so that your wallet and windshield will remain safe from the damage. For example when you are passing by a road with much debris, and other kinds of stuff make sure you keep a distance when the trucks turn in an unpaved road.
In the case of ice and snow, you can keep a distance between any trucks for avoiding the hit as well make sure you maintain extra mile in the case of place with plows.
Parked Vehicle Damages
This is one of the common problems every driver’s face, you park your car, and people easily hit your car and fly like an airplane without evening turning back.
Research in 2016 has found that 15% of drivers have experienced hitting a parked car and 1.7 million drivers have been admitted to run after they hit a parked car.
To avoid people hitting your car make sure you leave your car in any garage or in the place where there are no turns. Do not park your vehicles too close to other vehicles when you are out from home, make sure you are avoiding parking of your vehicles in turns, tight corners, driveways, etc.
NHTSA has identified in research that there are about 500,000 backover and backup accidents are happening every year, among them, 15,000 accidents lead people to injuries, and 210 accidents lead to death and other life-threatening problems.
The backup accidents can be easily avoided, but still, they are occurring in high numbers, but at present in 2018 the NHTSA has put a rule that all new cars need to be developed with a backup camera.
So be careful to get a camera-equipped vehicle if you are in the plan of getting a new car, in the case of existing cars you can get a backup camera kit which would cost in the range of 250 AED to 1500 AED, and this cost varies based on the feature you need.
Single Car Crush
According to the National Transportation System Center of John A. Volpe, one out of five accidents are caused due to the reason of leaving your car in the road, and there are more than 8,000 deaths happening per year, these damages can also be controlled easily and can be avoided.
Most of the Single Car crashes are caused due to the drowsy driving, what if the drivers fall asleep when they are driving on the road? Undoubtedly the car will result in damage with an accident. Similarly, Usage of drugs, alcohol, tiredness during driving is some of the causes of single-car crashes.
A survey result of research in 2005 has explained that 40% of the drivers fall asleep, the young drivers' numbers are higher when compared to the older persons. There are many innovations developed to keep your car idle in the right lane, but still, you need to be more careful that you are not falling asleep during your drive for avoiding this problem.
If you are located in the area that is prone to higher hailstorms then you need to park your car under cover so that your car doesn’t get more damages, you can allocate extra space for your garage and safeguard with new safety apparatus for keeping yours from lousy weather hits.
Break-ins and theft
Every area will differ, and there is a high chance for your car to have a car break in some cases. You can avoid these issues if you stop keeping any valuable items in your car parking, also make sure you park the car in a safe and secure place to prevent the car break and theft.
Neck, back, and other related injuries are typical during a car accident, and even a fender bender will result in severe whiplash, neck, back and other injuries. These get more severe when you are driving in the higher speed, the best way to avoid this type of problems is to obey the traffic rules like wearing your seat belt, following the right signal board, etc.
There are many newer technologies incorporated at present which helps in saving you from these type of injuries.
Confusing and BUsy Intersections will lead you to crashes, but this may happen at any time. You cannot assure that other drivers will follow the traffic rules as you do so its essential when you are approaching an intersection.
When you stop at the red signal make sure other drivers are not speeding up through the yellow light, in this case, you need to hit brakes immediately to safeguard you from hitting the car.
The Federal Highway Administration is working with states, cities, insurance companies and other concerned people about making this intersection more safe so that drivers can make up with the right decision to reach their destination safely.