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What does Liability Car Insurance Cover

liability car insurance

Liability Auto Insurance cover is one type of car insurance that is mandatory for any vehicle owner in most of the states, and this offers the required expenses for the opposite person in case of an accident or in such related issues that are caused by you.


● Types of Liability Auto Insurance.

● What does Liability Car Insurance Covers and Do not Cover.

● How Liability Car Insurance Policies are Structured.

● How to calculate the premiums of the Liability Auto Insurance.

● How much Liability Car Insurance should you have.

● Liability Car Insurance FAQ.

Related: Buy Car Insurance from Compare4Benefit and Save up to 1200 AED on Car Insurance.

Types of Liability Auto Insurance

Liability Car Insurance is of two types namely property damage liability coverage and bodily injury liability coverage.

Property Damage Liability Coverage: Helps to pay for the repairs caused to the opposite party’s car or any property damaged by you.

Bodily Injury Liability Coverage: Helps in providing the medical expenses for the opposite party injuries if you cause the accident. There are two types of bodily injury liability car insurance namely bodily injury per accident and bodily injury per person.

The first one means the payment done for all injuries in an accident caused by you and the second part indicates the amount paid for the single person in a crash that is caused by yourself.

What does Liability Car Insurance Covers and Do not Cover?

Bodily Injury Liability Car Insurance covers the cost for the following indications.

● Nursing care cost until their complete health improvement.

● Emergency aid at the spot.

● Every Medical bill caused due to the accident including the rehabilitation efforts.

● Compensating the reduced salary income.

● Expenses needed for funeral.

● Money for Diseases or Sickness caused due to the accidents.

Similarly, the Property Damage Liability Car Insurance covers the assets like Home, Telephone Poles, Lamp Posts, Fences, Cars or any other vehicles, etc.

The Liability Car Insurance from different insurance companies varies so that its mandatory that you discuss with the insurance agent regarding the insurance cover details before grabbing them your own.

You can check the online tools available to check whether the Liability Car Insurance Policy you have chosen is available with all the requirements that are indicated in the documents and papers.

Most of the states encourage personal injury protection coverage as the insurance agency offers the expenses for the loses caused due to the accident at any cause.

How are Liability Car Insurance Policies Structured?

The number you find in the Liability Auto Insurance Policy will provide a stranger look at; first, some example of them are 40/30/50, 5/10/39, etc. which means they can be decoded easily.

Among the above number, the first digit indicates the coverage amount the insurer pays for a single personal injury, the second digit indicates the amount the insurance agent needs to pay for every person involved in an accident whereas the third digit indicates the amount the insurer pays for the properties damage caused in a crash.

If your policy does not include any split figures then it means you have a limited, so you need to discuss with your insurance agent regarding the policies, some of them indulges both property damage cover as well as bodily injury coverable in a single plan.

So if you are the reason for an accident you need not worry about the expenses caused for you as well as for the third party if you have these Liability Car Insurance policy registered.

How to calculate the premiums of the Liability Auto Insurance

There are many factors present for the calculating the premiums of the liability insurance coverage policies including

● Your Marital Status

● Your Gender

● Your Driving Records

● Your Credit History

● How much coverage you require to buy

When calculating the premium auto insurance liability coverage consider the credit history, the calculation depends on them and some states do not allow this type of calculation.

You will be able to compare different quotes for this liability car insurance coverage of various companies online so that you can select the right liability car insurance policy for you based on your requirements.

How much Liability Car Insurance should you have

Most of the financial experts and agents will encourage you to stick with the maximum car insurance liability coverage as they have most of the benefits filled to safeguard you and your vehicle.

The experts and agents advise their customers to go with the liability car insurance policy that includes the following advantages.

● The bodily cover insurance policy should cover at least $100,000 per individual.

● The property damage coverage above $50,000.

● The Bodily Injury Coverage should cover $300,000 per accident or injuries.

If you need to stick with the Single Limit Policy, then you need to choose the liability car insurance that offers at least $300,000 and other benefits as said above.

Always prefer to choose the car insurance that covers the most affordable options in the policy.

Liability Car Insurance FAQ

Here are some of the Auto Insurance FAQ answered below.

1. Will the liability insurance cover my car content if someone breaks to help the injured persons?

No! You need to register for the renters or homeowners insurance for protecting your car contents.

2. Will Liability Auto Insurance covers Broken Window?

Yeah if you are the reason for the accident, it does not cover for the windows that are replaced or repaired.

3. What is the difference between Comprehensive car insurance and Liability Auto Insurance?

Comprehensive auto insurance covers the property damage as well as the theft caused whereas the Liability insurance coverage only covers for the injuries that are created to a third party or their vehicle.

4. Why Motorists needs the Auto Liability Insurance?

Most of the people ignore the state laws by saying that they have stuck with some limited auto insurance liability coverage.

5. Will the liability car insurance covers when I am driving a rental car?

Yes but with few exceptions. They will not be able to cover the entire expense but with some conditions as per the insurance companies policy and agreement.

Hope you are clear on the Liability Auto Insurance policy now, check with your insurance policy agent that it indulges the maximum benefits before making it yours. Any other pieces of information regarding Liability Car Insurance Policies are welcome.

Related: Compare Car Insurance in UAE

7 tips to acquire safe and cheap car insurance in UAE

Cheap Car Insurance

The excitement of buying a new car, especially the first one, has no bounds. The added bonus of scoring the best and cheapest car insurance policy for your car implies you won big time. However, this enthusiasm must not be out down by landing on an insurance that looks great with excellent benefits but is actually a waste of money.

Unlike most products, the price of car insurance is not directly related to the quality of it. It may differ depending on a number of factors varying from age of customer to the type of the car purchased. Considering many factors, we have enlisted 7 major tips to acquire cheap car insurance policy in UAE.

Related: Buy Car Insurance from Compare4Benefit and save up to 1200 AED on Car Insurance

1. Research for best suited car:

The first step that is to be done before making any kind of purchase is to know about the choices. The best in market might not be best suited to your needs. Making an informed decision is the foremost task for making a responsible purchase.

The insurance cost will vary a lot depending on the type of car you purchase. The insurance of a high end car like the Range Rover will be a lot more than the basic model of Toyota.

This does not imply that in order to get leverage for a cheap insurance, you have to buy a cheap car. It just means that the best choice of the car should be done by considering the insurance amount also along with various factors like speed and mileage.

Related : Essential Checklist for first time car buyers

2.Cross check every eligible car insurance:

Once the car is selected, ask around for the best suited car insurance policy and you will get ample amount of choices. Every choice of insurance may sound like the best one if advertised properly. So making a wise decision can be a little tough.

The safest thing to do is to compare every insurance policy with their pros and cons. After enlisting the pros and cons eliminate those who have more cons than pros or those which do not cover the basic necessities that you need. Now make a checklist that will cover all the details from basics to additional benefits that you need from the insurance.

Finally consider the cost of the insurance and its worthiness with the benefits. Ask for discounts offered and you will be surprised with the choices. Make a well informed choice by browsing every insurance policy and selecting only the one best suited at the cheapest rate.

Related: Compare Car Insurance in UAE

3. Be responsible for the safety of your car:

While talking about the safety of the car, it is not just considering the lock system but also the safe driving with reasonable parking.

The theft of a car costs more on the insurance than on you even with the very low chances. Now you can make a choice of not loading up on the insurance company while the car is thieved or had an accident. You can take the full responsibility thereby reducing on the excess cost.

This will drastically reduce the cost of your insurance amount. But opt for this option only if you are a hundred percent sure on your driving skills and can bet anything that the car will not be lost under your care.

Related : 21 Cool Tips for Maintaining you Car

4. Mileage count matters a lot:

Al of the insurance companies believe that the more you drive the more are the chances of meeting with an accident. This comes true most of the time as more driving means driving in the highways and more chances of meeting with accidents. So chart your mileage according to your most needs and maintain it regularly.

If you have to travel from AbuDhabi to Dubai every day, then your mileage automatically increases and your insurance amount will also increase. This means that reducing your mileage could actually lead you being offered lower insurance premiums.

5.Cover the third party insurance:

Third party insurance is actually a safe house for your accidents. If you have committed an accident with another vehicle which has resulted in the damage of the second vehicle or the travelers in it, then you are bound to pay the third party insurance for the damage.

This can be covered via your insurance provider by accessing the third party insurance clause. Third party insurance is one of the most important protections for both your car and the other vehicle.

6. Multiple car insurance for the same owner:

This tip is for those who own more than one car. Claiming insurance for multiple cars will definitely reduce the cost of your combined insurance policy. The company will consider you as an important customer and hence offer you more discounts for your benefit.

Related : Get Discounts on Car Insurance

Take this opportunity to claim more at cheaper costs. Inquire with different insurance companies to avail the best benefits for all the cars. This is very beneficial for those who own businesses based on cars.

7.The better the record, the better the claim:

Safe driving has many benefits than just the safety of yourself. The practice of safe driving will lead you to benefits like low cost in the insurance policy also. Abiding by the law strictly while driving safe will help you maintain a clean record.

Also read, Complete Guide on Car Insurance in UAE.

A clean record is always better than the one with many faults. This will help you claim a better insurance. Become a safe driver to avoid paying high cost in your insurance.

In short, drive safe and prove that you can drive safe for availing better insurance cost. Hope these tips are helpful for getting you a cheaper car insurance policy.

Easy payment personal loans in Dubai

Personal Loans Dubai
Find the Best Personal in UAE
Find Personal Loans from a wide range of banks in UAE that best suits your needs. 

The banks in the United Arab Emirates give out around 1.3 trillion dirhams (355 billion dollars) as loans each year. This is largely given to the immigrants, who earn a steady salary and have a valid residential permit.

For those of you who have been looking for loans to help out family or make important payments, the country of UAE is one of the most liberal ones. The country is also known for its small interest rates, which is helpful to the takers rather than the banks.

Depending on your salary and bank, you can pay a certain amount on a monthly basis and over the course of a particular time period. This timing can vary depending on the size of the loan and your ability to pay the maximum amount.

These easy payment personal loans in Dubai can be multiple times your salary, and this is entirely dependent on the bank. The duration of payment, however, is fixed and is usually in the range of 2 to 5 years. Different banks have various kinds of offers and schemes; here is an overview to help you make your decision better.

Personal Loans Minimum Income Loan Amount Maximum Term

RAKBANK RAKislamic personal finance


3000 AED


1.25 million AED


4 years


Emirates NBD personal loan for expats


5000 AED


1 million AED


4 years


Citibank salary transfer loan


8000 AED


2.5 million AED


4 years


Standard Chartered Saadiq personal finance


30000 AED


1 million AED


4 years


CBD Bank Absher personal finance for UAE nationals


8000 AED


2.5million AED


4 years


United Arab Bank personal loan for expats


7500 AED


2million AED


4 years


RAKBANK RAK Islamic Personal Finance

A bank with a rich history in the country, they are known to give loans to everybody and up to 20x their salary.

The minimum salary requirement for a person to be eligible for loans is 3000 AED.

There are two rates offered by the banks namely fixed interest and reducing interest. The former is used for short-term loans, i.e. duration less than 18 months and the latter is used for long-term loans.

The bank can give out an amount of 1.25 million AED, and one has to meet the salary criteria to get the loan. The bank gives out maximum term up to only 48 months or 4 years.

The scheme also offers a holiday period where the loanee does not have to pay the amount for a month; this can be availed once six months of payments have been completed.

For anyone looking for a quick loan to help them, RAKBANK offers a great range of schemes and offers.

Click here to apply for the RAKBANK RAK Islamic Personal Finance

Emirates NBD personal loan for expats:

For the immigrants and the residents here on work permits, it might be harder to find a suitable loan scheme.

The salary requirements are low and can be recessed in 7 days. This is beneficial to new employees, who want to apply early in order to help out with monetary issues back home. The minimal requirement is for a person to earn just over 5000 AED monthly.

There is a flat rate of 2.63% and a reducing rate of 4.99%. If you plan to apply for a big loan, it is smart to opt for the reducing rate as it helps curb interest rates in the long run.

There is also a holiday period where you can skip two non-consecutive instalments per year. This loan scheme allows you to apply even if you are self-employed.

Click here to apply for Emirates NBD personal loan for expats

Citibank salary transfer loan:

One of the most well-renowned banks in the world offering loans in a country which has some of the lowest rates.

This loan offer is one of the best you can find. It is offered to salaried individuals earning over 8000 AED in a month. The reducing rate is generally fixed around 6.99% but can vary according to the profile of the individual.

The flat rate as per a four-year calculation is around 3.73%. This loan is strictly for salaried employees, and the maximum term is 4 years.

For individuals looking for a quick loan to help, this option by Citibank seems to be popular for good reasons.

Click here to apply for Citibank salary transfer loan

Standard Chartered Saadiq personal finance:

This loan option is one of the more big ones available; customers can take up to 1 million AED in loans. The minimal salary requirement for such a loan is 30000 AED and comes with a 7.05% reducing rate and a 3.76% fixed rate.

The maximum term for such a borrowing is 4 years. If you want a rather big loan to finance getting your house, buying your dream car; this option is the best for you. You also avail a holiday period of two installment payments after a 12-month period.

There is no minimum balance requirement once you decide to get to the finance period. There is also a top-up facility given by the bank to help you if out if you need it.

Click here to apply for Standard Chartered Saadiq Personal Finance

CBD Bank Absher personal finance for UAE nationals:

For the citizens of the UAE looking to get a loan, the CBD bank has a great choice for you. With just a minimum salary of AED 8000 required to take this loan, you can take up to 20 times the salary.

Since it is offered to the citizens of the country, the maximum amount is far greater than what any other bank can offer.

If you can afford it, the bank will allow you to take nearly 2.5 million AED. For the ambitious ones among you looking to purchase a bungalow and other such luxuries, this loan is perfect.

The reduced rate of just 5.50% is a boon, however, depending on your profile and credit score it can jump to nearly 11%.

The flat rate is also a lowly 3%, great for any short-term loan you are looking to take. There are holiday options, it can be taken for the duration of 4 years and is only available to salaried employees.

Click here to apply for CBD Bank Absher Personal Finance

United Arab Bank personal loan for expats:

This alternative from the UAB is another one for the expatriates. It requires just a minimum salary of just 7500 AED and the reducing rates are just under 5.25%.

The flat rate is the lowest among any offering and comes in at just under 2.87% per annum. For those of your fortunate enough to have a big salary, you can take loans of up to 2 million AED.

If you want to settle here and get a big house and raise a family, loans of such magnitude are perfect.

You get additional benefits such as top-ups for any other expenses, free credit cards for the first year and a revolving overdraft facility. You can also get a holiday period on your payment once you have completed the first 12 months.

Click here to apply for United Arab Bank Personal Loan for Expats

These loan options are some of the many that are available. Personal loans can be used to alleviate pressures back home and for to help you lead out a more comfortable life here. With the low rates of interest, there is no better place to take it than the United Arab Emirates.

Top 10 fastest cars in the world


Automotive Excellence can be measured in many ways, but speed is something that everyone cares, the following blog will let you know about the top 10 fastest cars in the world.

Fastest Cars in the World 2018 Top Speed
Hennessey Venom F5 301 MPH
Koenigsegg Agera 278 MPH
Hennessey Venom GT 270 MPH
Bugatti Chiron 261 MPH
Bugatti Veyron Super Sport: 268 MPH
SCC Ultimate AERO 256 MPH
Tesla Roadster: 250 MPH
Saleen S7 Twin Turbo 248 MPH
Koenigsegg CCR 242 MPH
McLaren F1 241 MPH


Related: Get VAT FREE Car Insurance from Compare4Benefit

Hennessey Venom F5

The vehicle is considered to be the newest hyper car & can accelerate up to 301 miles in one hour. With 1600 horsepower, the car is available at a price range of $1.6 million.

The car can hit 186 miles and are capable of running up to  250 miles per hour. The Hennessey Venom 5 is light in weight even with two turbochargers and a V8 engine.

The Hennessey Venom F5 weighs about 2950 pounds and is in the line of Guinness book of world records.

Koenigsegg Agera

Incorporated in 2012, the car runs on a high octane bio fuel with an  incredible speed of about 400 km per hour. There are four valves per cylinder with camshafts for making the car run faster.

The carbon fiber intake, bar boost pressure, multi point and sequential fuel injection, 9.0:1 compression, dry sump lubrication etc. makes the car unique and best among other fastest car in the world.

The car is an electronic differential, and they are developed primarily with paddle shift shaft transmissions, dual clutch(7 speed) and traction control. The power output of the Koenigsegg is about 1030 hp ar 7100 RPM.

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Hennessey Venom GT

A two-seat sports car earned the Guinness world record for the fastest car (300 km per hour in just 13.61 seconds) in 2013, they also attained the world fastest car trophy that was held at the NASA’s Kennedy Space Center on the Shuttle Landing Runway.

Hennessey Venom comes in an attractive glacier blue paint producing up to 1451 BHP with the v8 power engine and twin turbo. The car weighs about 2743 lbs and is sold at the price range of $1.2 Million US Dollars.

Bugatti Chiron

The car is considered to be the luxurious sports cars with two seats, they are developed with a turbocharged W16 engine, they are capable of running with a power output of about 1103 KW.

The car is capable of accelerating up to 97 km per hour in just 2.4 seconds, the maximum speed the vehicle reached was about 250 mph(400 km per hour in only 32.6 seconds) during the testing. The price of the car is about $226000 US Dollars.

Bugatti Veyron Super Sport:

With a maximum torque of 1500 Nm, 1200 horsepower, the car can accelerate between 0 to 100 kilometers in just 2.5 seconds. The vehicle launched in 2010 created new benchmarks by its top performance.

The car engine is designed with inter-coolers and four turbochargers(long) for the enhanced performance, and they are sold with a price tag of $1.7 million.

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SCC Ultimate AERO

The conventional type engine with Twin Turbo V8 performance is capable of 387 in3, the maximum speed they run is about 256 mph in just 2.8 seconds.

The SCC Ultimate AERO is one of the super and fastest cars with 1183bhp, and they weigh about 1200 kg but light in weight. While testing, the car was able to reach 439 kph, and this is just an impressive one when compared to other fastest car listed out here.

Tesla Roadster:

A new car which can run at a speed of 250 MPH in just 1.9 seconds is considered to the fastest car in the world, and the Tesla Roadster beats few other cars like Ferrari LaFerrari, McLaren F1 etc. in the testing results.

The 200kWh capacity battery of the car will help in travelling up to a 620 miles range to showcase the best performance, and this gasoline sports car will provide a feel of driving a steam engine with a quiche side.

The price of the Telsa Roadsters is about $200,000 US Dollars and are capable of accommodating up to 4 persons.

Saleen S7 Twin Turbo:

The car of this type is developed with 750 HP and can run on high speed of 339 Km per hour, they come with 6-speed transmissions, and the engine is designed as a Twin Turbo V8 for the improved performance.

The maximum RPM produced by the car is about 6300, and they are designed with 7000 cc Displacement. The super sports coupe weighs about 2950 lbs and is available in the price range of $ 555,000.

Koenigsegg CCR:

With 80 litres Fuel Capacity, the car can be accelerated about 100 km per hour in just 3.2 seconds, the braking distance of the Koenigsegg is about 31 m, and the end speed is noted as 253 km per hour during the testing.

The car can produce compression of 8.6:1 and generates a power output of 806 bhp at the RPM of 6900. The car weighs about 215 kg and can be displaced at 4700 cm3.

McLaren F1:

A sports car designed by McLarens is the superstar of 1990, and they have earned the Guinness World record for the fastest production car to reach 386.4 km per hour in the year 1998.

McLaren F1 is designed to be light in weight with a torque of 5600 RPM, 6064 L Displacement, 627 Horsepower at 7400 RPM, and they are available at the price range of $970,000.

Any other cars with the highest speed range? Let us know through the comment section below.

Want to know more news on Cars and Car insurance , visit our blog

3,000 cars recalled in UAE to fix defective parts! Is your car one of them?


The Ministry of Economy previously announced that 13,000 sedans and sports utility vehicles to be recalled. Now an additional 3000 cars have been recalled in UAE, especially Mercedes Benz, Honda and Kia models.

The ongoing car recalls have impacted UAE residents urging them to schedule a service appointment with their respective motor dealers to get the defects fixed. Auto dealers have announced that any service and repairs will be made free of charge. Additional car recalls have brought the total number to 16,000 cars in the recent months alone. The recall in UAE covers units bearing vehicle identification numbers (VIN) ranging between 205 F 399635 and F 660468.

For 2011-2016 Honda Odyssey:

According to the dealer of Trading Enterprises Company, “the second-row outer seats in the subject vehicles may not latch properly to the floor. An unlatched second-row outer seat may tip forward during braking, increasing the risk of injury to the passenger”.

For 2015-2019 model-year Kia Carnival:

Al-Majid Motors Company announced a safety recall over issues regarding the power sliding doors. There are concerns that the power sliding doors of the said vehicles may not stop moving or detect objects obstructing their way, according to reports.

For 2017-2018 C-Class Cabriolet Mercedes-Benz units:

Gargash Enterprises and Emirates Motor Company announced the recall in order to fix the bonding problems on the beltline trim. Thousands of C-Class cars worldwide are believed to have bonding problems that the rear beltline trim could separate from the vehicle.

Owners of Mercedes-Benz G-Class AMG 2017 cars are also advised to schedule a service appointment to have their cars fixed over concerns regarding maximum speed control for when the vehicle is in reverse gear.

Related : Get a Car Insurance Quote Now!

21 Cool Tips for Buying and Maintaining your Car | Money Clinic

Car Insurance Tips

Buying a car is considered to be the most expensive purchase after a home, so it’s essential to check out the car you are buying is of the best quality and also at a reasonable price.

Getting a car is easy if you have the price amount but the car will be in good condition only if you maintain them properly. Today we will check out some useful tips you can follow while buying the car and also few steps for managing them in the proper way for the car’s extended life.

10 Best Car Buying Tips

Proceed below to check out the things you need to look while getting a car for you.

Picking the Right Vehicle:

Choose a car that will fulfill your requirements and match your budget level, research for the trending and top vehicle that has an excellent reputation in the market as well as go with the one that has the real value for the penny you spend.

Focus on a Competitive Finance

Before shopping for the best car, you need to go around the right finance, never sign up the finance agreement just in case it is more comfortable, quicker and convenient for you as there are chances for the interest rate to be higher when compared to other providers.

Related: Compare Car Loan in UAE


Never purchase a car from any private seller or unlicensed dealer, get it from a licensed dealer to protect yourself from unnecessary issues. You can identify an authorized dealer by their warranty and off periods.


Choose a car with all the necessary safety features so that you can be saved from life-threatening injuries during an accident or other problems. Get a vehicle with high ANCAP, go through all the features the car has before making them yours.

Own Inspection

Once you have chosen a car, undergo an inspection with a car mechanic to check whether they have all the features and parts, make sure everything is right as per the rules and agreement. Do not buy the car if you are unsatisfied or if you feel there is some fault in the vehicle.


Make sure the car dealer has all the warranties, guarantees and promises listed in the certificates, read it correctly and then sign the agreement. Never get a car without any guarantee or warranty.

Do a Background Check

If you have decided to buy a car privately then background checks are mandatory, you can call 1300 007 777 or browse the internet for personal property security register and check out the information of the car you are going to purchase, you will be able to know whether there is a vehicle present or not.


As said before you need to read the complete papers and then sign them, check for the car features, colour and other relevant characteristics are provided in the contract. The delivery date should also be specified in the deal in the case of new vehicles.

If your dealer did not deliver the car as per the contract, then you can ask for money refund and go for another vehicle.


Getting a copy of your warranty, contract and all other important document is a wise choice, make sure the safety certificate the dealer is offering is real and also check whether it has the life as per the rules and regulations on your contract.


Make sure you insure your car before you take from the car dealer, you can go with CTP(Compulsory Third Party) insurance for the protection, a third party property insurance as well as Comprehensive Motor Vehicle Insurance for covering the problems caused to your car.

Related: Compare Car Insurance in UAE

11 Practical Tips for Maintaining your Car

Once you have purchased a car, you need to maintain them properly for providing a new look anytime as well as for enhancing the car life. Make a schedule and maintain them without delays so that your vehicle will show up the best performance always.

Preventive maintenance is also most important as they advise you regarding changing oil, getting inspections, checking for tire pressure etc.

Car’s Air Filter

Most of the problems in car occur due to the wears caused in the air filters, its recommended to change your filter after 12000 miles or once in 12 months. Ignoring this will bring you breathing difficulties due to the unhealthy air caused by the filter.

Changing the filter just takes ten mins in any mechanic shop, you can also do it yourself if you think you need to save your money.

Inspecting Tire Pressure and Fluids

Checking for the main components of the car is mandatory, fluids and tire pressure have high chances for wearing out quickly so that you need to pay more attention to them and check it regularly.


Most of them might have faced the car batteries getting run out during any important trips, to avoid this problem you need to check for the battery sign regularly. Check if there is any mineral present or leakages in the battery if so clean them with a good cleaning brush.

Spark Plugs

If you feel that you are having problems with your car engine, then the reason is undoubtedly the spark plugs. You need to replace them once they come for 30,000 miles to avoid the issues in the car engine.

Balanced Tires

Rotate your car tire once in a week or month for your car to run for an extended time without any problems and to avoid wearing out. You can balance the wear for the durability by rotating the rear and front tires regularly. Your car tires should be non aligned tired to avoid accidents.

Windshields and Wipers

If your Windshields are dirty then there are high chances for accidents, make sure you clean them regularly for the clear and perfect view while driving.

Check whether the wipers are perfect and if you find them damaged replace them immediately.

Serpentine Belts

If your serpentine belts fail, then you will need to spend much money for the repair as they bring damages to all of the accessories in your car. Once your vehicle reaches 60,000 miles, make sure you are replacing your serpentine belts.

Cooling System

The engine coolant hoses get damaged quickly due to the emitting of high-pressure fluids, so make sure they are working in the right way so that you can cut down the damage cost and unwanted car repairs.


An efficient brake system means a more prolonged and youthful car, check for your car brakes regularly to avoid crashing or other damages. Replace them once in two years so that they come for an extended period.

Cover your Car

A simple tip to maintain your car is to keep them covered when not in use. Keeping your vehicle covered from sunlight helps the paint and outer materials to be stronger and also avoids easy fading.

Exterior Engine Cleaning

Maintaining your engine exterior is also essential, any unwanted dust or debris on your exterior engine may lead to the dismantling of your car, so its good to check them regularly and clean them regularly.

Apart from the above maintenance, you should also drive them carefully at the right speed without sudden breaks or stops, carry all the required automotive tools along with you in the car wherever you are travelling. Also protecting your headlight is necessary, driving the vehicle without a light on during the night will lead to accidents and other issues.

Following the above simple tips on buying and maintaining your car will help you to provide a brand new look anytime, helps them to keep in a good condition as well as come for long life without any issues or problems.

See also : Tips to Save Money on Car Insurance

Any other effective tips for buying and maintaining your car? If so, let us know through the comment section below.

It’s Gala time for UAE Residents: Book Air Tickets To Europe, India Starting at Dh10!

c4b news

It’s summer in UAE, and with summer comes expensive airfares. This is what we have been thinking all along. But two UAE-based carriers just proved us wrong by unveiling their latest special airfares for the summer. Your perfect holiday trip to Europe and India has just got cheaper. You could score air tickets to Europe for as low as Dh10 via flydubai or to India for a little over Dh400 to Dh800 via Emirates.

If you have planned to travel from August 1 to September 30 this year to India, you can grab the tickets to Mumbai for Dh460, Delhi for Dh500, Chennai for Dh570, Hyderabad for Dh700, Kolkata for Dh750, and Thiruvananthapuram for Dh800.

To add to the Eid happiness, some of these low-cost air tickets can be booked this month during Eid holidays. This offer has come in handy for those who plan sudden trips. Also, the budget carrier said customers who book an adult return ticket can purchase child fares to Europe and other destinations for as low as Dh10.

Related: Look for Skyward miles credit card

Hurry up; this offer is valid only for three days. The fares can be booked for travel between August 1 and September 30 this year, and bookings should be made by August 11. The special rates apply to flights from Dubai to Tbilisi, Baku, Batumi, Catania, Qabala, Thessaloniki, Yereven, and Zanzibar.

5 Tips to confidently secure the best car insurance policy in UAE

car insurance rates

Dubai: A vision of spectacle

Dubai is a magical land where the searing heat of the desert is met equally with the increasing number of technological inventions. The comfort, luxury, and cost in the utilization of these new technological innovations have always exceeded the expected range. The new waves of high-tech heat have hit the transportation industry in Dubai as well.

While the discussion of the speeding bullet trains of Dubai can turn out to be a very interesting topic; we are going to talk about the importance of owning a reliable and cost-effective Car insurance policy in UAE.

The new insurance policy in UAE

Owning a car has surpassed the reasons of convenience and is now more a necessity in a city like Dubai. No matter the safety and comfort of the car, obtaining car insurance is legally necessary for driving in the streets of UAE.

The UAE’s Insurance Authority implemented a new set of car insurance regulations on the New Year eve of 2017. The new regulations have been enlisted to give more safety and assurance to the drivers and owners of the car but the costs of the insurances have been raised up. Some of the positive changes in the new policy are:

1. Mandatory insurance coverage for close family members like spouse and children has been included.
2. The insurance will compromise for your car with a replacement car until the car is serviced. This is to be done only if the incident was not the driver’s fault.
3. The new policy gives separate quotas for “own damage” and third party damage cover up.

Although the cost of the insurance is high, the cost of the insurance policy can be saved by following a few tips as given below.

1. Compare between quotes and type of insurance:

The first step to save some good money on car insurance is the comparison of quotes of different policies. Before going into the details, ensure that you have chosen the right type of policy for your needs.

There are two types of car insurances, Comprehensive insurance, and third party liability insurance.

Comprehensive insurance is the costlier option that covers for the damages of your vehicle, the damages of the other vehicle and your personal injuries.

Third party liability covers only for the damages of the other vehicle and is cheaper.

All insurance providers cater to the needs of a certain segment of customers only. So it is advisable to check on different insurance providers and banks and get quotes which you can compare to pick the best suited to your requirements.

2. Discount for careful Drivers:

Careful and safe driving can get you into a lot of benefits, one of which is a discount. You can avail the best possible new policy with all its benefits and yet at a discount cost. All you have to do is submit a “No Claims” certificate from your previous insurance provider. The No claims certificate can be issued only if you had not claimed your insurance amount from your previous insurer.
You can save 5 to 20 percent by providing a “no claims” discount (NCD) certificate at the time of renewal of your insurance policy in UAE. An example of the implementation is also given. For a 2015 BMW 528i worth Dh140000 insurance providers could quote Dh3700 if you don’t have an NCD, but with a three-year NCD they would reduce it to Dh3300.

3. The off-road coverage:

When the comparison of insurance policies is considered, some may judge the betterment of a policy based on its premium charges alone.

This is an unwise move as the premium charges differ in including some basic services such as agency repairing services, coverage across the GCC, rental car, personal accident cover and personal accident cover for passengers. Consider these add-ons factor before finalizing on a policy.

For example, the insurance policies generally cover accidents on road. But Dubai is a hub for activities like Dune Bashing, Wadi Bashing etc. if you do not participate in such activities; you need to strike the insurance for the off-road coverage.

If you only drive within the limits of UAE, you might as well drop the coverage for GCC in your car insurance in UAE.

4. Right insurance for the right car estimate:

An online venture into the insurer’s website will give you more information on the insurance policies and sometimes a discount also. A look into the websites of the dealer can also let you know about the accurate estimate of insurance amount worth for your car. Most cars face an annual depreciation of around 15-20 percent depending on the model; the website can let you know the details about it.

This step is highly vital as it decides the amount worth on the insurance you are going to buy. Some may estimate the price of the car to be higher and will end up paying a higher premium than what is needed. Car insurance premiums are calculated after considering the year, make and model of the car, the size of the engine, claims history and risk profile of the driver. So it is good to check on the worth of the car before signing up for the insurance of the car in UAE.

5. Emergency Service charges inclusion:

The main objective of acquiring insurance for your car is to assist you during the time of accidents or emergencies. The assistance can be provided as a service immediately after an accident or can cover up the charges of car repair after a period of time.

Emergencies like a flat tire while on the road or an empty fuel tank need to be looked into immediately and hence require attention as early as possible. Make sure that the insurance provider covers emergency services like these wherein you can make a call to the emergency number provided by the insurance provider and get prompt roadside assistance.

Some insurance companies do not provide a 24-hour roadside assistance hotline so be sure to check that before signing up.The competition between the auto insurance providers could be made use by the consumers by comparing one against the other. Select a deal at prices and features that you could make most of and enjoy a car insured ride in the UAE.

See Also : 21 Tips for buying and maintaining your car

Metro users: Kick-off your summer with 50% off to visit Burj Khalifa , Modhesh World


Burj Khalifa in Dubai is the World’s tallest building. More than just the world’s tallest building, Burj Khalifa is an unparalleled example of international cooperation, a symbolic beacon of progress, and an emblem of the new, dynamic and prosperous Middle East.

To add to the magnificent Burj Khalifa, The Roads and Transport Authority (RTA) of Dubai is offering an exclusive discount for Dubai residents riding the Dubai Metro.

RTA tweeted recently about this offer on their official handle saying that Dubai Metro riders from 14 selected metro stations, will get 50% discount vouchers to enter Modhesh as well as a family fun day at Burj Khalifa. Dubai has kicked off their Summer the right way! UAE residents can grab their discount vouchers from selected Dubai Metro stations for just AED 75!

Emirates announces special fares to 30 destinations


Emirates has announced a special sale offer with Airfare at a new low especially for Dubai Residents.The new ‘Budget-Prices’ can be availed from this Monday to the 23rd of July 2018.These budget saving deals of Emirates flight are for 30 destinations worldwide with tickets starting as low as Dh880.The flight tickets are applicable to trips until either September this year or the end of May next year.

This special offer on the flight fare was announced particularly for the expats living in UAE.The fares apply to most of the top holiday destinations looked up by the expats which include Munich, Seychelles, Kuala Lumpur, Cebu, Manila, Mumbai, Chennai, Karachi and Bangkok, among many others.

The economy class tickets can be availed by residents to travel to Beirut from Dh880 to Dh1000, to Cairo at Dh1415, to Casablanca at Dh2365, to Seychelles at Dh3045 and Kuala Lumpur at Dh2425.

The deal also includes Business class tickets at a budget price of Dh5245 to Beirut, Cairo at Dh7599, Casablanca at Dh11739, Seychelles at Dh83698, and Kuala Lumpur at Dh8865 only.

Emirates have also announced return tickets at a budget price of Dh2315 to London, Dh2335 to Cebu, and Dh2415 to Prague.

Check Air Miles Credit cards in UAE

The flight fares at a low price to various destinations shown below: