Dubai Land Department Mortgage Fees | Compare4Benefit

Dubai Land department fees

This blog covers all you need to know about Dubai land department mortgage fees.

Dubai Land Department registration fee is levied on registering the sale, purchase and transfer of property and investment interests in property in Dubai.

The fee is levied by the Dubai Land Department (the DLD), which is an agency which was set up by the Emirates government to facilitate the sale of property in Dubai to investors and buyers.

Recently, Dubai Land Department rolls out an online calculator to match buyers to properties,in which interested buyers can fill out their details on the website at, along with “current savings” (the cash in hand for a down payment) and “monthly savings” (affordable monthly budget for installments).

The Manzili calculator then generates a list of Dubai real estate projects that match their given budget.

                                         Check Mortgage rates in UAE                                    

If you have dreams to purchase a house, then you should be well aware of the closing costs. Closing costs are the fees and expenses that are levied on the buyer before finalizing the mortgage or in other words, before the seller’s hands over the property to the buyer.

 In the UAE, closing cost covers everything from the land department fee, property registration fee, real estate agency fee, mortgage processing fee, property valuation fee, mortgage registration fee, etc. These costs can go up to 5-7 per cent of the property price.


Considering a property value of Dh1 million, so the closing costs can go around Dh70,000, which shows that these exorbitant charges can cost an arm and a leg.

But on conducting an adequate amount of groundwork and research, home buyers can save on these extra costs.

So, If you have to register a title deed to a property in Dubai or transfer ownership, you need to pay the relevant Dubai Land Department transfer fees.


     Check: Dubai Mortgage for non residents in UAE


Previously, this administration was levied out only at the Land Department’s own offices, during routine office hours.

However, this proved inconvenient for many people. In an effort to encourage the laws and compliance with the various property laws and regulations, the Registration Trustee service was established. These nominated and approved companies can provide you with all the relevant services, satisfying all your property and mortgage registration needs without you having to attend the Land Department offices.

The new system was built in 2013, and makes for the execution and completion of the client’s (owners or investor) transactions outside the working hours of the DLD, via offices licensed through the DLD for property transfer.

The system helps to increase the speed of the process of property transactions and allows users to access the same information as government agencies for registered properties.

As well as facilitating entry and processing of data, it assists to ensure that records will be as accurate as possible. Any appointed Trustee must be a UAE national who is legally qualified to do the tasks.

You can be sure about the work of the Registration Trustee is licensed and monitored, you can be assured that they will fully comply with all Dubai property laws and charges.

To purchase a completed and ready to move property in Dubai, in addition to the down payment, you will also need to pay up to 7% of the property’s value in various purchase costs and fees. Dubai property fees are considerably higher than in neighboring Abu Dhabi.

This is the detailed mortgage Dubai Land Department mortgage fees applied to the loan amount for your reference. Check it out thoroughly for more details.

Example for resale case transaction:

Bank mortgage arrangement fee This is up to 1% of the loan amount, plus 5% VAT
Dubai Land Department mortgage registration fee 0.25% of the loan amount, plus AED 290
Trustee Fee AED 4000


Happy Home Buying!


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