Emirates Citi Bank World Credit Card

  • Minimum Salary AED 12,000
  • Salary Transfer No
  • Islamic No
  • Cashback No
  • Annual Fee 400
  • Rate


Save over AED 5,000 per year with no annual fee in year 1! Earn up to 1 Skywards Mile on every USD spent on Emirates-Citibank World Mastercard. Redeem them for flights and upgrades with Emirates and Flydubai or shopping using your miles at Dubai duty free.

Experience the Emirates-Citibank World MasterCard like you should, with unique privileges and benefits like 0% interest for 3 months easy installment plan on Emirates tickets at www.emirates.ae, unlimited access to 1000+ airport lounges via Lounge Key and much more.

Meet the world with Emirates and Citibank. 


Financial Features:

Annual Fees: AED 400

Minimum Salary Requirement: AED 12,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 52 days interest-free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable on oversees transactions only

Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount.  No pre-closure fee

Repayment Period: 22 Days from statement date

Purchase Protection: No


Travel Benefits:

Airport Lounge Access: Unlimited access to 1000+ airport lounges worldwide via Lounge Key for both Primary and Supplementary Cardholders

Travel Medical Insurance: Complimentary Travel insurance

Meet & Greet Service: Complimentary Marhaba Bronze Meet & Greet Services once a year at Dubai International Airport

Other Features:

  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through www.emirates.ae


Skyward Miles:

  • Earn 1 Skywards Mile on every USD of foreign currency spent and 0.75 Skywards Miles for every USD of local currency (AED) spent. Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai


Leisure and Entertainment benefits:

Movie Tickets: Every month 4 “buy one, get one” complimentary movie tickets with VOX cinemas on any day of the week

Other Features:

  • UAE Exclusive offers ranging from lifestyle discounts to 0% Payment Plans
  • Exclusive offers worldwide with Citibank World Privileges
  • Unlimited free supplementary cards
  • Quick Cash: instant loan on card at a click of a button



  • Get 100% waiver on Annual Membership Fee (AMF) of AED 400 for the first year.

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements.

Additional Info

Legal disclaimer: Citibank Terms & Conditions apply.

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.  

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