Emirates Citi Bank Ultimate Credit Card

  • Minimum Salary AED 18,000
  • Salary Transfer No
  • Islamic No
  • Cashback No
  • Annual Fee 800
  • Rate


The ultimate card for the frequent traveler! 

Earn up to 1.25 Skywards Miles on every USD spent on your Emirates-Citibank Ultimate Credit Card and redeem miles for rewards flights and upgrades with Emirates. 

Enjoy unlimited access to 1000+ airport lounges worldwide for you and a guest and also enjoy a complimentary round of golf once a month. 


Financial Features:

Annual Fees: AED 800

Minimum Salary Requirement: AED 18,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 52 days interest-free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable to oversees transactions only

Balance Transfer Fees: The Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.

Repayment Period: 22 Days from statement date

Purchase Protection: No

Other Features:

  • 150 free credits to enjoy 50% off total bills at participating merchants across grocery delivery, dining and spas
  • Fast, safe and effortless purchases, with Apple Pay


Travel Benefits:

Airport Lounge Access: Unlimited access to 1000+ airport lounges for Primary and Supplementary card members plus 1 free guest each via Lounge Key

Travel Medical Insurance: Complimentary Travel Insurance

Meet & Greet Service: Complimentary Marhaba Bronze Meet & Greet Services once a year at Dubai International Airport   

Other Travel Features:

  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through www.emirates.ae
  • Convert Skywards miles into Reward Flights and Business Class upgrades


Skyward Miles:

  • Earn 1.25 Skywards Miles per USD on non-AED spent and 1 Skywards Mile per USD on AED spent.
  • Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai.


Leisure and Entertainment benefits:

Movie Tickets: Buy 1 Get 1 free movie tickets at VOX cinemas

Dining Privileges: Fine Dining program in partnership with 500+ dining outlets across the UAE

Valet Parking: Complimentary Valet parking once a month with Valtrans

Golf Benefits: Complimentary golf once a month at some of the best golf courses in the UAE

Other Features:

  • UAE Exclusive offers ranging from lifestyle discounts to 0% Payment Plans
  • Exclusive offers worldwide with Citibank World Privileges
  • Get access to hundreds of Buy 1 Get 1 offer with the free Mastercard® priceless specials app
  • Unlimited free supplementary cards
  • Complimentary International Concierge Service

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements. 

Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

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