Emirates Citi Bank Ultimate Credit Card

  • Minimum Salary AED 18,000
  • Salary Transfer No
  • Islamic No
  • Cashback No
  • Annual Fee 800
  • Rate


The ultimate card for the frequent traveler! 

Earn up to 1.25 Skywards Miles on every USD spent on Emirates-Citibank Ultimate Credit Card-the best local and international Skywards Miles earn rate compared to similar category credit cards. Redeem them for flights and upgrades with Emirates  and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail. 

Enjoy unlimited access to 1000+ airport lounges worldwide for you and a guest. 

Meet the world with Emirates and Citibank.


Financial Features:

Annual Fees: AED 800

Minimum Salary Requirement: AED 18,000

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 52 days interest-free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable to oversees transactions only

Balance Transfer Fees: The Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount. No pre-closure fee.

Repayment Period: 22 Days from statement date

Purchase Protection: No


Travel Benefits:

Airport Lounge Access: Unlimited access to 1000+ airport lounges for Primary and Supplementary card members plus 1 free guest each via Lounge Key

Travel Medical Insurance: Complimentary Travel Insurance

Meet & Greet Service: Complimentary Marhaba Bronze Meet & Greet Services once a year at Dubai International Airport   

Other Travel Features:

  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through www.emirates.ae
  • Convert Skywards miles into Reward Flights and Business Class upgrades


Skyward Miles:

  • Earn 1.25 Skywards Miles on every USD of foreign currency spent and 1 Skywards Mile for every USD of local currency (AED) spent. Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai.


Leisure and Entertainment benefits:

Movie Tickets: Every month 4 “buy one, get one” complimentary movie tickets with VOX cinemas on any day of the week

Dining Privileges: Fine Dining program in partnership with 500+ dining outlets across the UAE

Golf Benefits: Free golf once a month at some of the leading golf courses in the UAE

Other Features:

  • UAE Exclusive offers ranging from lifestyle discounts to 0% Payment Plans
  • Exclusive offers worldwide with Citibank World Privileges
  • Unlimited free supplementary cards
  • Complimentary International Concierge Service

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements. 

Additional Info

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

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