Emirates Citi Bank Ultima Credit Card

  • Minimum Salary AED 36,750
  • Salary Transfer No
  • Islamic No
  • Cashback No
  • Annual Fee 3,000
  • Rate


Earn the best Skywards Miles rate in the UAE! Earn up to 2.5 Skywards Miles on every USD spent and redeem them for Rewards flights and upgrades with Emirates.

Experience the Emirates-Citibank Ultima Card like you should, with unique privileges and benefits like complimentary Skywards Silver Membership, 25,000 sign up bonus Skywards Miles, 0% interest for 3 months easy installment plan on Emirates tickets, unlimited access to 1000+ airport lounges via Lounge Key, unlimited complimentary golf and much more.

Meet the world with Emirates and Citibank. 


Financial Features:

Annual Fees: AED 3,000

Minimum Salary Requirement: AED 36,750

Retail Interest Rate:  2.99% will be charged on the outstanding amount on monthly basis after 51 days interest-free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable to overseas transactions only

Balance Transfer Fees: 2% of the balance transferred or AED 200 whichever is less

Repayment Period: 21 Days from statement date

Purchase Protection:  No


Travel Benefits:

Airport Lounge Access: Unlimited access to 1000+ airport lounges for Primary and Supplementary card members plus 1 free guest each via Lounge Key

Travel Medical Insurance: Complimentary Travel Inconvenience & Travel Medical Insurance

Meet & Greet Service: Complimentary Marhaba Silver Meet & Greet Services

Other Travel Features:

  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through www.emirates.ae 


Skyward Miles:

  • Earn 2.5 Skywards Miles per USD spent on tickets purchased online at www.emirates.com
  • Earn 1 Skywards Miles for every USD of local currency (AED) spent
  • Up to 2.5 Skywards Miles per USD of retail spend
  • Redeem your Skywards Miles for tickets and upgrades with Emirates or from a diverse selection of over 400 products to choose from at www.emirateshighstreet.com


Leisure and Entertainment benefits:

Movie Tickets: Buy one, Get one free movie tickets with VOX cinemas

Dining Privileges: Fine Dining program in partnership with 500+ dining outlets across the UAE

Golf Benefits: Complimentary unlimited free golf

Other Features:

  • Exclusive offers ranging from lifestyle discounts to 0% payment plans
  • Citibank world privileges, Free Citibank alerting service and much more
  • Metal card for the primary cardholder
  • International Concierge service



  • Get 25,000 Skywards Miles when you apply for the card, 10,000 Skywards Miles on yearly renewal of your Card

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements.

Additional Info

Disclaimer: Bonus Skywards Miles are subject to the full AMF payment as per the current schedule of fees and charges. Citibank Terms & Conditions apply

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

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