Emirates Citi Bank Ultima Credit Card

  • Minimum Salary AED 36,750
  • Salary Transfer No
  • Islamic No
  • Cashback No
  • Annual Fee 3,000
  • Rate


Enjoy the best Skywards Miles earn rate in the UAE and exclusive 100% Metal Card. 

Sign up for the Emirates- Citibank Ultima Credit card and get 25,000  welcome bonus Skywards Miles, and 10,000 Skywards Miles annually upon renewal

Earn up to 2.5 Skywards Miles per USD and redeem them for free flights and upgrades with Emirates and partner airlines or at any of the Emirates partners in hospitality, car hire, lifestyle & retail.

Enjoy complimentary Skywards Silver membership- extra baggage and Emirates lounge access in Dubai Airport and unlimited access to 1000+ airport lounges worldwide for you and a guest. Also enjoy unlimited golf on weekdays and 1 free round on weekends per month.


Offer :

  • 25,000 bonus Skywards Miles (will reflect in your Skywards account within 30 days from AMF payment)
  • From 2nd year onwards: 10,000 bonus Skywards Miles annually upon renewal (will reflect in your Skywards account within 30 days from AMF payment)  


Financial Features:

Annual Fees: AED 3,000

Minimum Salary Requirement: AED 36,750

Retail Interest Rate:  3.25% will be charged on the outstanding amount on monthly basis after 52 days interest-free period

Foreign Currency Transactions Rate:  2.99% per month; Applicable to overseas transactions only

Balance Transfer Fees: Balance transfer at 0% rate of interest for 6 monthly instalments. One time processing fee of only 3% of the BT amount.  No pre-closure fee.

Repayment Period: 21 Days from statement date

Purchase Protection:  No


Travel Benefits:

Airport Lounge Access: Unlimited access to 1000+ airport lounges for Primary and Supplementary card members plus 1 free guest each via Lounge Key

Travel Medical Insurance: Complimentary Travel Inconvenience & Travel Medical Insurance

Meet & Greet Service: Complimentary Marhaba Silver Meet & Greet Services

Other Travel Features:

  • 0% interest for 3 months easy installment plan on Emirates tickets purchased through www.emirates.ae 


Skyward Miles:

  • Complimentary Skywards Silver membership (extra baggage and Emirates lounge access in Dubai Airport)
  • Earn 2.5 Skywards Miles per USD spent on tickets purchased online at www.emirates.com
  • Earn 1 Skywards Miles per USD of local currency (AED) spend
  • Up to 2.5 Skywards Miles per USD of international spend
  • Redeem your Skywards Miles for reward flights and upgrades with Emirates & Flydubai


Leisure and Entertainment benefits:

Movie Tickets: Buy one, Get one free movie tickets with Reel & VOX cinemas

Dining Privileges: Fine Dining program in partnership with 500+ dining outlets across the UAE

Golf Benefits: Complimentary unlimited free golf on weekdays and 1 free round on weekends per month

Other Features:

  • Exclusive offers ranging from lifestyle discounts to 0% payment plans
  • Citibank world privileges, Free Citibank alerting service and much more
  • 100% Metal card for the primary cardholder
  • International Concierge service



  • Get 25,000 Skywards Miles when you apply for the card, 10,000 Skywards Miles on yearly renewal of your Card

Documents Required

  • Valid Passport & Visa Copy.
  • Emirates ID copy.
  • Salary Certificate addressed to Citibank.
  • 3-month Salary bank statements.

Additional Info

Disclaimer: Bonus Skywards Miles are subject to the full AMF payment as per the current schedule of fees and charges. Citibank Terms & Conditions apply

All info mentioned can change at any point in time as per the discretion of the bank. The Bank will determine eligibility. All info above is subject to change.

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