{"id":2690,"date":"2022-03-03T19:21:55","date_gmt":"2022-03-03T19:21:55","guid":{"rendered":"https:\/\/www.compare4benefit.com\/blog\/?p=2690"},"modified":"2024-05-11T09:11:56","modified_gmt":"2024-05-11T09:11:56","slug":"mortgage-life-insurance-in-uae","status":"publish","type":"post","link":"https:\/\/www.compare4benefit.com\/blog\/mortgage-life-insurance-in-uae\/","title":{"rendered":"Mortgage Life Insurance in UAE &#8211; Compare4Benefit"},"content":{"rendered":"<div style=\"display:none\" class=\"fm-form-container fm-theme15\"><div id=\"fm-pages18\" class=\"fm-pages wdform_page_navigation \" show_title=\"\" show_numbers=\"1\" type=\"none\"><\/div><form name=\"form18\" action=\"\/blog\/wp-json\/wp\/v2\/posts\/2690\" method=\"post\" id=\"form18\" class=\"fm-form form18  \" enctype=\"multipart\/form-data\"><input type=\"hidden\" id=\"fm_page_id18\" value=\"2690\" name=\"fm_page_id18\" \/><input type=\"hidden\" id=\"fm_current_post_type18\" value=\"post\" name=\"fm_current_post_type18\" \/><input type=\"hidden\" id=\"counter18\" value=\"13\" name=\"counter18\" \/><input type=\"hidden\" id=\"Itemid18\" value=\"\" name=\"Itemid18\" \/><input type=\"hidden\" id=\"fm_shake18\" value=\"1\" name=\"fm_shake18\" \/><input type=\"text\" class=\"fm-hide\" id=\"fm_bot_validation18\" value=\"\" name=\"fm_bot_validation18\" \/><input type=\"text\" class=\"fm-hide\" id=\"fm_empty_field_validation18\" value=\"\" name=\"fm_empty_field_validation18\" data-value=\"bd736efb144d599cf463541431fbf5c4\" \/><input type=\"hidden\" id=\"fm_form_nonce18\" name=\"fm_form_nonce18\" value=\"acf6b8c6e9\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/blog\/wp-json\/wp\/v2\/posts\/2690\" \/><div class=\"fm-header-bg\"><div class=\"fm-header image_left_right\"><div class=\"fm-header-text\">          <div class=\"fm-header-title\">            Request a Call Back          <\/div>          <div class=\"fm-header-description\">            <p class=\"wiz_hdr_txt\" style=\"font-size: 20px;font-weight: bold;color: #337799;font-family: sans-serif;cursor: default;line-height: 30px;padding: 0px 5px;margin-top: 0px;margin-bottom: 0px\" data-lines=\"2\">Apply for a Mortgage Life Insurance In Just A Few Simple Steps!<\/p>          <\/div>        <\/div><\/div><\/div><div class=\"wdform-page-and-images fm-form-builder\"><div id=\"18form_view1\" class=\"wdform_page\" page_title=\"Untitled page\" next_title=\"Next\" next_type=\"text\" next_class=\"wdform-page-button\" next_checkable=\"true\" previous_title=\"Previous\" previous_type=\"text\" previous_class=\"wdform-page-button\" previous_checkable=\"false\"><div class=\"wdform_section fm-col-1\"><div class=\"wdform_column\"><div wdid=\"6\" class=\"wdform_row\" style=\"position: relative; left: 0px; top: 0px;\"><div type=\"type_text\" class=\"wdform-field wd-width-100 wd-flex wd-flex-row fm-type_text\" ><div class=\"wdform-label-section wd-width-30  wd-flex-row wd-align-items-center\">    <label  for=\"wdform_6_element18\" class=\"wdform-label\">Your Name<\/label><span class=\"wdform-required\">*<\/span><\/div><div class=\"wdform-element-section wd-flex  wd-flex-row wd-align-items-center wd-width-70\" ><input type=\"text\"                           class=\"wd-width-100\"                           id=\"wdform_6_element18\"                           name=\"wdform_6_element18\"                           value=\"\"                           data-value=\"\"                           title=\"\"                           placeholder=\"\"                                                       \/><\/div><\/div><\/div><\/div><div class=\"wdform_column\"><div wdid=\"4\" class=\"wdform_row\" style=\"position: relative; left: 0px; top: 0px;\"><div type=\"type_phone_new\" class=\"wdform-field wd-width-100 wd-flex wd-flex-row fm-type_phone_new\" ><div class=\"wdform-label-section wd-width-30 \">    <label  for=\"wdform_4_element18\" class=\"wdform-label\">Phone<\/label><span class=\"wdform-required\">*<\/span><\/div><div class=\"wdform-element-section wd-flex  wd-width-70\" ><input type=\"text\"                       class=\"wd-width-100\"                       id=\"wdform_4_element18\"                       name=\"wdform_4_element18\"                       value=\"\"                       data-value=\"\"                       placeholder=\"\"  attribute=value \/><\/div><\/div><\/div><\/div><div class=\"wdform_column\"><div wdid=\"10\" class=\"wdform_row\" style=\"position: relative; left: 0px; top: 0px;\"><div type=\"type_text\" class=\"wdform-field wd-width-100 wd-flex wd-flex-row fm-type_text\" ><div class=\"wdform-label-section wd-width-30  wd-flex-row wd-align-items-center\">    <label  for=\"wdform_10_element18\" class=\"wdform-label\">Email id<\/label><span class=\"wdform-required\">*<\/span><\/div><div class=\"wdform-element-section wd-flex  wd-flex-row wd-align-items-center wd-width-70\" ><input type=\"text\"                           class=\"wd-width-100\"                           id=\"wdform_10_element18\"                           name=\"wdform_10_element18\"                           value=\"\"                           data-value=\"\"                           title=\"\"                           placeholder=\"\"                                                       \/><\/div><\/div><\/div><\/div><div class=\"wdform_column\"><div wdid=\"2\" class=\"wdform_row\" style=\"position: relative; left: 0px; top: 0px;\"><div type=\"type_own_select\" class=\"wdform-field wd-width-100 wd-flex wd-flex-row fm-type_own_select\" ><div class=\"wdform-label-section wd-width-30 wdform_select wd-flex-row\">    <label  for=\"wdform_2_element18\" class=\"wdform-label\">Monthly Income<\/label><span class=\"wdform-required\">*<\/span><\/div><div class=\"wdform-element-section wd-flex wdform_select wd-flex-row wd-width-70\" ><select class=\"wd-width-100\" id=\"wdform_2_element18\" name=\"wdform_2_element18\" ><option value=\"\" selected=\"selected\">Select value<\/option><option value=\"8000 AED -10000 AED\" >8000 AED -10000 AED<\/option><option value=\"10000 AED -15000 AED\" >10000 AED -15000 AED<\/option><option value=\"15000 AED - 20000 AED\" >15000 AED - 20000 AED<\/option><option value=\" 20000 AED - 30000 AED\" > 20000 AED - 30000 AED<\/option><option value=\"Above 30000 AED\" >Above 30000 AED<\/option><\/select><\/div><\/div><\/div><\/div><div class=\"wdform_column\"><div wdid=\"12\" class=\"wdform_row\"><div type=\"type_arithmetic_captcha\" class=\"wdform-field wd-width-100 wd-flex wd-flex-row fm-type_arithmetic_captcha\" ><div class=\"wdform-label-section wd-width-30  wd-flex-row wd-align-items-center\">    <label  for=\"wd_arithmetic_captcha_input18\" class=\"wdform-label\">Prove if you are a human <\/label><\/div><div class=\"wdform-element-section wd-flex  wd-flex-row wd-align-items-center wd-width-70\" ><img decoding=\"async\" type=\"captcha\"                          operations_count=\"1\"                          operations=\"+, -, *, \/\"                          src=\"https:\/\/www.compare4benefit.com\/blog\/wp-admin\/admin-ajax.php?action=formmakerwdmathcaptcha&operations_count=1&operations=%2B%2C+-%2C+%2A%2C+%2F&i=18\"                          id=\"wd_arithmetic_captcha18\"                          class=\"arithmetic_captcha_img\"                           \/><div class=\"captcha_refresh\" id=\"_element_refresh18\" ><\/div><input type=\"text\"                              class=\"arithmetic_captcha_input\"                              id=\"wd_arithmetic_captcha_input18\"                              name=\"arithmetic_captcha_input\"                              onkeypress=\"return check_isnum(event)\"                              style=\"width: 60px;\"                               \/><\/div><\/div><\/div><\/div><div class=\"wdform_column\"><div wdid=\"7\" class=\"wdform_row\" style=\"position: relative; left: 0px; top: 0px;\"><div type=\"type_submit_reset\" class=\"wdform-field wd-width-100 wd-flex wd-flex-column fm-type_submit_reset\" ><div class=\"wdform-element-section wd-flex  wd-flex-row wd-justify-content-center wd-width-100\" ><button  type=\"button\" class=\"button-submit\" onclick=\"fm_submit_form('18');\"  data-ajax=\"0\"><span class=\"fm-submit-loading spinner fm-ico-spinner\"><\/span>                                                                    Get a Free Call<\/button><button  type=\"button\" class=\"button-reset wd-hidden\" onclick=\"fm_reset_form(18);\" >Reset<\/button><\/div><\/div><\/div><\/div><\/div><div valign=\"top\" class=\"wdform_footer wd-width-100\"><div class=\"wd-width-100\"><div class=\"wd-width-100 wd-table\" style=\"padding-top:10px;\"><div class=\"wd-table-group\"><div id=\"18page_nav1\" class=\"wd-table-row\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"wdform_preload\"><\/div><input type=\"hidden\" name=\"fm-current-page\" value=\"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/posts\/2690\" \/><\/form><\/div>\n<p><em><span style=\"font-weight: 400;\">One of the most significant financial commitments you can make is a home. You&#8217;ve finally closed on your mortgage. <strong><span style=\"color: #993300;\">Congratulations!<\/span> <\/strong>You are now the proud owner of a home. This is one of the most important decisions you&#8217;ll ever make. It&#8217;s also one of the biggest investments you&#8217;ll make in your life because of the time and money you&#8217;ve put into it.<\/span><\/em><\/p>\n<p><span style=\"font-weight: 400;\"> As a result, you&#8217;ll want to make sure your dependents are protected in the event you pass away before paying off your mortgage. Mortgage life insurance is one of the options open to you. But, do you truly require this?<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this article, we will thoroughly analyze <strong>mortgage life insurance in UAE<\/strong>. As such, you can take the right decision to secure your family\u00e2\u20ac\u2122s financial future in the long run.\u00c2\u00a0<\/span><\/p>\n<h2><b>What is Mortgage Life Insurance and How Does It Work?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">A mortgage life insurance policy is a term life insurance policy designed to pay off the borrower&#8217;s mortgage debts and associated charges in the case of the borrower&#8217;s death.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> These policies are not the same as standard life insurance policies, and the death benefit is paid out when the borrower dies in typical insurance. A mortgage life insurance policy, on the other hand, does not pay out until the borrower dies while the mortgage is still active and the beneficiary is the mortgage lender.\u00c2\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As <span style=\"color: #ff00ff;\"><strong><a style=\"color: #ff00ff;\" href=\"https:\/\/www.compare4benefit.com\/all-loan\/mortgage-home-loan\">mortgage<\/a> <\/strong><\/span>payments are made, the life insurance policy&#8217;s term matches the mortgage&#8217;s. The death benefit is typically reduced each year to correlate with the current amortized mortgage total outstanding. It&#8217;s not like other types of life insurance. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Unlike standard life insurance, which pays you a death benefit to your beneficiaries when you die, mortgage life insurance only pays off a mortgage after the borrower dies as long as the loan is still owed. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you die with a mortgage, this is a significant benefit to your family. However, there is no payback if there is no mortgage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">One thing to keep in mind is that mortgage life insurance is not the same as mortgage insurance. The latter is a type of private insurance required by some conventional mortgages. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">While mortgage life insurance protects you, the borrower, and your heirs, mortgage insurance protects the lender if the mortgagor cannot meet their financial commitments. Premiums are paid individually or as part of the borrower&#8217;s monthly mortgage payment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> Keep an eye out for monthly mailers and phone calls offering to sell you a mortgage life insurance policy after you&#8217;ve closed on your loan. These inquiries are frequently disguised as official mortgage lender requests.<\/span><\/p>\n<h2><b>Why Do Homeowners Require Insurance Protection?<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Your mortgage comes with many financial risks until it&#8217;s paid off. If you cannot make your monthly payments, the bank may sell your home to cover its losses. That&#8217;s why many homeowners co-sign a mortgage with another person, such as a spouse, partner, or even a parent. This person is frequently assisting in reducing the financial risk of purchasing a home.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">What happens, however, if you pass away unexpectedly? Your co-signer may be left with sole financial responsibility for the mortgage. If this happens, it may jeopardize the stability you&#8217;ve worked so hard to establish. That&#8217;s why having insurance in place is crucial &#8211; it provides a financial cushion for your beneficiaries in the event of your death.<\/span><\/p>\n<h2><b>Difference Between a Mortgage Life Insurance and a Personal Life Insurance<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Mortgage life insurance pays for the remaining balance on your loan, which decreases as it is paid down. On the other hand, personal life insurance usually remains the same and is unrelated to your mortgage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Personal life insurance can help you today while also adapting to your changing demands in the future. You might be able to make big changes to a personal life insurance policy without incurring high costs. As you have children (or as they get older), your family&#8217;s financial status may alter, and personal life insurance can help you deal with these new financial realities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">As a mortgage borrower, you have the option of purchasing mortgage life insurance. It&#8217;s intended to pay off or reduce your mortgage if you pass away. The insurance proceeds are always applied to the outstanding balance on the mortgage. This can assist your family when they stay in their house even if the principal source of income that was previously utilized to pay the mortgage is no longer available.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When your mortgage is paid off, your life insurance coverage expires. Your life insurance policy is unaffected by completing your mortgage, and it can continue to protect you and your family in the years ahead. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">Mortgage life insurance obtained through a financial institution is normally quick and simple, requiring only a few health-related questions to be answered. On the other hand, personal life insurance usually takes longer and necessitates a thorough examination of your medical history.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Personal insurance and mortgage life insurance can help you pay down your loan. To maintain the coverage in place, you must pay regular premiums for either type of insurance. However, in the case of mortgage life insurance, the policy&#8217;s beneficiary is your mortgage lender, not the beneficiaries you choose. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you die, your mortgage balance is paid to your lender. Your mortgage will be paid off, but none of the proceeds will go to your surviving or loved ones.<\/span><\/p>\n<h2><b>Different Kinds of Mortgage Life Insurance<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">There are two basic types of mortgage life insurance. The policy&#8217;s size decreases as the mortgage&#8217;s outstanding balance decreases until both reach zero. As a result, as it approaches zero, the payout decreases; the other type of mortgage life insurance is termed level term insurance, and in this, the policy&#8217;s size remains constant. A borrower with an <strong><span style=\"color: #ff00ff;\"><a style=\"color: #ff00ff;\" href=\"https:\/\/www.compare4benefit.com\/blog\/interest-only-mortgages-in-uae-2022-compare4benefit\/\">interest-only mortgage<\/a><\/span> <\/strong>would benefit from level term insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Before purchasing mortgage life insurance, a potential policyholder should carefully research and analyze the policy&#8217;s terms, expenses, and advantages. Keep in mind that there are two lifespans to consider: the policyholder&#8217;s lifespan and the mortgage&#8217;s lifespan. It&#8217;s also worth looking into if term life insurance could provide your family with the same level of protection at a lesser cost and with fewer limits.<\/span><\/p>\n<h3><b>Pros of Mortgage Life Insurance<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Since mortgage life insurance is often issued without underwriting, it may assist those who do not qualify for term life insurance due to bad health. As with any other policy, candidates should get estimates from various companies and examine each one&#8217;s financial strength rating with AM Best, a company that assigns letter grades to insurers.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">No-medical-exam term insurance with level premiums and death payouts is recommended for those who want to avoid declining-payout policies. Yes, these plans are more expensive. They may provide less coverage than term policies that assess medical histories and conduct physical exams. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, they will pay the same benefit regardless of whether you die 10 or 25 years after you take out your mortgage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Another option is to get a policy that provides additional coverage for a lower price earlier in the duration of your mortgage. Consider switching to a guaranteed issue term policy once you&#8217;ve paid down the principle considerably.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you never file a claim after paying off your mortgage, certain policies may refund your premiums. However, the premiums you receive will most likely be worth significantly less because of inflation. Furthermore, you will have squandered the opportunity to invest any money saved if you had purchased cheaper term life insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Some other benefits are that the heirs won&#8217;t have to worry about what might happen to the family house if they have a mortgage life insurance policy. The mortgage life insurance policy will pay off the entire mortgage loan if the insured dies or becomes gravely ill and unable to work.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"> This coverage relieves the worry of a policyholder about their family having a place to live if they die or are unable to work. The family will always have a place to live now that the mortgage is paid off, as long as they can afford the property taxes and insurance each year.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Most standard life insurance policies, with a few exceptions, do not pay out unless you die during your policy period. Most mortgage life insurance policies, on the other hand, provide coverage if you become disabled or unable to work, making it a little more versatile than a standard term or whole life policy.<\/span><\/p>\n<h3><b>Cons of Mortgage Life Insurance<\/b><\/h3>\n<p><span style=\"font-weight: 400;\">Mortgage protection life insurance is, in most cases, a bad idea. To begin with, there is no room for adjustment. Unlike traditional term life insurance, which allows beneficiaries to spend rewards as they see fit, most insurers transfer benefit payments directly to lenders, meaning your beneficiaries will never receive any money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Second, be prepared to pay a lot of money for your insurance. These policies are frequently more expensive than standard life insurance if you are a healthy individual who has never smoked tobacco. For you, traditional life insurance might be a better choice. Beyond your mortgage, these insurances do not cover your family&#8217;s financial necessities.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">There&#8217;s also a significant likelihood that there won&#8217;t be much transparency. Unlike other types of insurance, getting quotations for mortgage life insurance online is difficult, which is a serious worry because pricing can vary greatly. <\/span><\/p>\n<p><span style=\"font-weight: 400;\">For people in good health, it&#8217;s expensive. Mortgage life insurance policies are often more expensive than term life insurance policies for the same amount of coverage since they do not consider your health. You can get greater value from a term life insurance policy if you&#8217;re in generally good health.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Finally, keep in mind that your insurance premiums will change. Premiums for mortgage life insurance policies may only be fixed for the first five years, after which they may soar at any time. This contrasts with term policies, which charge fixed premiums for 30 years with no unexpected price hikes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, most families require more financial safety than enough to meet their mortgage payments. A borrower should consider income replacement for all of their many financial responsibilities.<\/span><\/p>\n<h2><b>Declining Payout Policies<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Some insurers provide policies with fixed insurance rates for the policy term. However, when prospective rewards decrease, the payout on these plans may reduce over time. This sort of mortgage life insurance, also known as decreasing term insurance, is meant to pay off your mortgage balance as your beneficiary pays down a portion of your loan each month. As a result, the policy&#8217;s potential payout shrinks with each mortgage payment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On the other hand, some modern products offer a feature known as a level death benefit, which means that payouts do not decrease as time passes. If you cover a $1,00,000 mortgage, for example, your recipient, not the lender, receives the entire $100,000, even if the mortgage amount is reduced to $65,000. Some policies allow you to convert your mortgage into a life insurance policy if you pay off your mortgage while the policy is still in place.<\/span><\/p>\n<p><b>Age Restrictions<\/b><\/p>\n<p><span style=\"font-weight: 400;\">Like other types of life insurance, Mortgage life insurance may become unavailable after a particular age. Some insurers provide 30-year mortgage life insurance to applicants aged 45 and under but only 15-year coverage to those aged 60 and under.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To conclude, Mortgage life insurance promoters persuade you to add their product to existing life insurance coverage by convincing you that benefits will be eaten up by mortgage payments, putting your loved ones in a financial bind. However, simply purchasing more life insurance is a better solution.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Those concerned about leaving their loved ones with pricey mortgages can seek term life insurance, which is often a better option than mortgage protection life insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to purchase life insurance to cover your mortgage, your health will determine if mortgage life insurance is the correct coverage for you. With term life insurance, young homeowners with few medical difficulties will get better premiums and more coverage alternatives. However, if you have serious health issues and cannot qualify for term life insurance, mortgage life insurance will provide greater death benefits than many other options.<\/span><\/p>\n<h3><b>FAQs on Mortgage Life Insurance UAE<\/b><\/h3>\n<ol>\n<li><b> Is Mortgage Life Insurance mandatory in UAE?<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">While some solicitations about buying a mortgage life insurance are addressed as official documents demanding urgency, it is absolutely not mandatory to buy one.<\/span><\/p>\n<ol start=\"2\">\n<li><b> Is Mortgage Life Insurance the same as Private Mortgage Insurance?<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">No, People who take up a mortgage for less than 80% of the value of their house are frequently compelled to purchase PMI.<\/span><\/p>\n<ol start=\"3\">\n<li><b> When does a Mortgage Life Insurance pay the mortgage?<\/b><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">The Mortgage Life Insurance policy only pays out if the borrower dies while the mortgage is still in place and the mortgage lender is the beneficiary.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One of the most significant financial commitments you can make is a home. You&#8217;ve finally closed on your mortgage. Congratulations! You are now the proud owner of a home. This is one of the most important decisions you&#8217;ll ever make. It&#8217;s also one of the biggest investments you&#8217;ll make in your life because of the [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":2691,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"two_page_speed":[],"footnotes":""},"categories":[7],"tags":[],"class_list":{"0":"post-2690","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-uae-mortgage-guide"},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/posts\/2690","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/comments?post=2690"}],"version-history":[{"count":2,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/posts\/2690\/revisions"}],"predecessor-version":[{"id":2693,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/posts\/2690\/revisions\/2693"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/media\/2691"}],"wp:attachment":[{"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/media?parent=2690"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/categories?post=2690"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.compare4benefit.com\/blog\/wp-json\/wp\/v2\/tags?post=2690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}