Best Credit Cards UAE 2019 – UAE Credit Card Offers Comparison

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Best Credit cards UAE

 

Compare4Benefit’s latest picks for UAE’s Best Credit Cards for 2019 should get you lathered-up into a frenzy!

UAE is a happening place with lots to shop, dine, and explore. Credit cards are a good way to enjoy the same.

In addition to the ease of payment, it offers an array of benefits such as cashback option, insurance, travel privileges, and much more that make them a good option for utilization. Some of the best credit cards in UAE for this year are enlisted below:

  • Standard Chartered Titanium Card
  • Majid Al Futtaim Finance  
  • ADIB Etihad Guest Visa Platinum Card
  • NBAD GEMS MasterCard Credit Card
  • Emirates NBD Titanium Credit Card
  • RAKBANK titanium credit card
  • Dubai First Platinum Life Card

Summary of Best Credit Cards in UAE 2019

 

Credit card Card Highlights Card Apply
Standard Chartered Titanium Card
  • 10% cashback in grocery and utility.
  • Upto 10% cashback in school fees.
  • Almost 50% discount on dining, entertainment and movies.
Majid Al Futtaim Finance  
  • 2% cashback on purchases in Carrefour.
  • Travel discounts of about 50%
  • Whopping 30% discount on travel, entertainment, dining, etc.
  • One on one free VOX cinema ticket.
ADIB Etihad Guest Visa Platinum Card
  • Free companion ticket.
  • Complimentary valet parking and roadside assistance.
  • Access to lounge.
  • Great earnings on travel spends.

NBAD GEMS MasterCard Credit Card

  • 7% discount on the annual fees of students studying in GEMS school.
  • Redeemable points for every AED spend.

Emirates NBD Titanium Credit Card

  • 40% discount on worldwide golf course.
  • Attractive discounts on holiday package.
  • VIP lounge access.
RAKBANK titanium credit card
  • 5% Cashback on Dining, fuel, and super mart.
  • Cinema ticket cashback of about 50%.
  • 2% Cashback on retail purchases.

Dubai First Platinum Life Card

  • Insurance facilities.
  • One on one movie free ticket.
  • Special offers on entertainment and lifestyle.

 

 

Best Credit Card for People Looking for Cash Back in UAE

ADIB Spice Card

For those who are looking to save money, taking advantage of the cashback method, the ADIB Spice Card for UAE Nationals is the best option. It offers up to 9% cashback if used efficiently. Cashback of about 9% can be availed in dining option or while eating at restaurants. While doing grocery shopping at a supermart, cashback of about 7% can be enjoyed. While filling up fuel in the tank too, cashback of about 4% can be availed every time the tank is filled up. Further, for other utility items, a minimum cashback of 1% is available with the help of ADIB Spice card. 

Further, one can earn one reward point for 1 AED spent, and then the same can be redeemed. ADIB is indeed one of the best cards to avail cashback option. In order to apply for the same, a minimum salary of 8000 AED is required, and an annual fee of 199 AED is also applicable.       

 

Best Credit Card for Going Out (Restaurant Spend)

Standard Chartered Titanium Card is one card that offers a wide range of benefits in the dining section. Offers of up to 50% can be claimed at popular restaurants, fast food joints, and cafes. At Costa Coffee, a one on one offer is also valid. 

 

Best Credit Card for people who love travel

Travel lovers will love the ADIB Etihad Guest Premium Platinum Card, which is just ideal for them. The card is designed for frequent travellers and offers them 2.5 Etihad miles (which is equivalent to points) for every 4 AED spend on this card. Now, this miles or points can be redeemed while purchasing Etihad airline tickets. In fact, the miles can also be easily used for upgradation of seats. One can also get a free extra or companion ticket in case one spends more than 150K per year on the card. So, frequent travellers can make the most of this card. 

Further, additional benefits of this card include, access to airport lounges, complimentary valet parking (4 times per month) at popular malls in Dubai and Abu Dhabi. Roadside assistance can also be received showing this card. 

In order to be eligible for this card, a minimum salary of 5000 AED is mandatory. Further, the annual charges amounting to 200 AED per month needs to be incurred by the cardholders. 

Best Credit Card with no foreign transaction fees in UAE

Chase Sapphire Preferred is the best credit card that does have the feature of no foreign transaction fees. This means that the card can be used for any foreign transactions without any additional money that ultimately saves almost 3% of the total money. While many other cards are on the way to waive the fees for a foreign transaction, Chase Sapphire Preferred is the oldest and the most trusted card. 

 

Best Promotional offer Credit Card in UAE

Emirates NBD is one card that is accredited with promotional offers of all kinds in UAE. One can get offers on dining, cinema tickets, flights, and even discounts on golf courses. The additional benefit is that one can keep accumulating the reward points and then redeem them for good offers.

 

Best Credit Card with Insurance Coverage

If you are looking for a credit card that has good insurance coverage, then RAKBank credit cards are your pick. Various versions of the cards are available like the RAKBank Red credit card that offers a wide array of insurances that are covered by program credit shield as well as purchase protection. Further, travel accident insurance is also covered in this card that covers issues such as loss or damage to the baggage, abandonment or delay in baggage, accident, and liabilities. In addition, the card also offers other cashback offers. It truly covers most of the insurance, options and hence, is a popular pick in this category.

 

Most Popular Credit cards in UAE

A credit card is one of the most convenient options to shop and pay and with a plethora of additional benefits; it surely does make a good option to opt for these. 

Some of the most popular credit cards in UAE that have spread its popularity are: 

  • Majid Al Futtaim (Najm) Blue Visa card
  • ADIB Etihad Guest Visa Platinum Card
  • NBAD Gems Titanium Credit Card
  • Mashreq Platinum Elite Card
  • RAK Bank Titanium Credit Card
  • Standard Chartered Bank Titanium Credit Card
  • Emirates NBD Titanium Card

 

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